Kaspi.kz AO (KSPI)

Kaspi.kz AO is a Kazakhstan-based financial technology group whose common stock is represented on NASDAQ through an ADR. Through its subsidiaries, the company provides payments, marketplace, and fintech solutions for consumers and merchants across Kazakhstan, Azerbaijan, and Ukraine. Its Payments segment supports merchant and consumer transactions, including online and in-store payment acceptance, bill payments, peer-to-peer transfers, invoice settlement, supplier payments, and turnover monitoring. The Marketplace Platform links online and offline merchants with customers through mobile commerce, e-commerce, and Kaspi Travel services. The Fintech Platform includes buy-now-pay-later, savings, financing, and merchant finance products. The group also has activities in banking, distressed asset management, real estate, payment processing, online travel, e-grocery, classifieds, and information storage and processing services. Kaspi.kz was incorporated in 2008 and is headquartered in Almaty, Kazakhstan.

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