Nu Holdings Ltd (NU)


Nu Holdings Ltd. is a financial technology company listed on the NYSE as common stock. Through its digital banking platform, it serves customers in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company’s product set includes credit and prepaid cards, digital checking and personal accounts, business accounts, mobile payment and transfer tools, and an integrated shopping marketplace. It also provides savings and investing features, cryptocurrency trading through its app, and a range of lending products such as personal loans and financing tied to card and account activity. Beyond core banking services, Nu offers insurance products, travel-related services, and mobile phone service. Founded in 2013 and headquartered in São Paulo, Brazil, Nu Holdings focuses on delivering financial services through its digital platform.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-NU
$14.66
3.5% Upside
Fair
$17.94
26.6% Upside
Undervalued
Good
0.0%
August 18, 2026
21.6x
5.5x
9.0x
68.016 B
8.3%
77.3%
1.0
-299.7%
Valuation • Fair Value

Nu Holdings Ltd (NYSE-NU) Fair Value by Valuation Model

Compare the primary fair value estimate for Nu Holdings Ltd (NYSE-NU) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$14.66

Estimated upside of 3.5% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$7.27

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$14.66

Comparable-company valuation reference.

Analyst Price Target

$17.94

Analysts imply upside of 26.6%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Nu Holdings Ltd (NYSE-NU) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Nu Holdings Ltd (NYSE-NU)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

7.594 B

Current operating scale indicator.

Revenue Forecast

10.028 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Nu Holdings Ltd (NYSE-NU) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Nu Holdings Ltd (NYSE-NU)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

2

Weak quality score that deserves closer review.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

1.0

Lower score that deserves closer risk review.

FCF / Net Income

-299.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Nu Holdings Ltd (NYSE-NU). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Nu Holdings Ltd (NYSE-NU)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 18, 2026

Days to Earnings

28

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Nu Holdings Ltd (NYSE-NU), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Nu Holdings Ltd (NYSE-NU) Stock Forecast & Technical Outlook

Review Nu Holdings Ltd (NYSE-NU) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Nu Holdings Ltd (NYSE-NU) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Nu Holdings Ltd (NYSE-NU) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Nu Holdings Ltd (NYSE-NU) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Nu Holdings Ltd (NYSE-NU) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Neutral

The monthly technical read for Nu Holdings Ltd (NYSE-NU) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Nu Holdings Ltd (NYSE-NU)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Nu Holdings Ltd (NYSE-NU) has a Strong Buy consensus, with 13 buy, 3 hold and 0 sell recommendations in the current data set.

Buy 13
Hold 3
Sell 0
FAQ Fast Investor Answers

Nu Holdings Ltd (NYSE-NU) Stock FAQ

Quick answers about Nu Holdings Ltd (NYSE-NU) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$14.66
Estimated upside 3.5%
Valuation Rating
Undervalued
Estimated upside of 3.5%
Analyst Target
$17.94
Implied upside 26.6%
Financial Health
Good
Current financial-health read

The current fair value estimate for Nu Holdings Ltd (NYSE-NU) is $14.66. This implies an estimated upside of 3.5% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 3.5% versus the current market price.

The available analyst price target for Nu Holdings Ltd (NYSE-NU) is $17.94. The analyst target implies estimated upside of 26.6%.

The current financial health read for Nu Holdings Ltd (NYSE-NU) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Nu Holdings Ltd (NYSE-NU) is August 18, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for Nu Holdings Ltd (NYSE-NU) is 21.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Nu Holdings Ltd is 68.016 B.

The ticker symbol for Nu Holdings Ltd is NYSE-NU, and the stock is listed on NYSE.

Nu Holdings Ltd (NYSE-NU) is listed on NYSE.

The current debt-to-total-capital ratio listed for Nu Holdings Ltd is 8.3%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Nu Holdings Ltd is 77.3%. Free float helps investors understand how much of the share base is available for public trading.