Sezzle Inc (SEZL)


Sezzle Inc. is a U.S.-based technology-enabled payments company listed on the NASDAQ under the ticker SEZL. Operating primarily in the United States and Canada, the company focuses on consumer payment solutions that allow purchases to be completed at the point of sale and paid for over time. Its Sezzle Platform includes installment-based options such as Pay-in-Four and Pay-in-Two, as well as Pay-in-Full for customers who pay the full amount upfront without credit extension.

The company also offers Sezzle Virtual Card, which can be used with merchants online and in stores, along with subscription-based products including Sezzle Anywhere and Sezzle Premium. Additional services include Sezzle On-Demand, the opt-in Sezzle Up feature, long-term lending through third-party lending partners, and product innovation initiatives. Sezzle was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-SEZL
$106.96
-39.1% Downside
Overvalued
$163.67
-6.8% Downside
Fair
Great
0.0%
August 6, 2026
40.6x
30.6x
12.5x
5.776 B
6.045 B
2.5%
50.7%
17.5
165.5%
Valuation • Fair Value

Sezzle Inc (NASDAQ-SEZL) Fair Value by Valuation Model

Compare the primary fair value estimate for Sezzle Inc (NASDAQ-SEZL) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$106.96

Estimated downside of 39.1% versus the current market price.

Fair Value Confidence

Low

Confidence level for the primary fair value estimate.

DCF Fair Value

$97.63

Discounted cash flow valuation reference.

Ben Graham Formula Value

$48.92

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$113.18

Comparable-company valuation reference.

Analyst Price Target

$163.67

Analysts imply downside of 6.8%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Sezzle Inc (NASDAQ-SEZL) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Sezzle Inc (NASDAQ-SEZL)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

480.9 M

Current operating scale indicator.

Revenue Forecast

597.2 M

Forward revenue estimate.

EBITDA

286.6 M

Current operating profitability reference.

EBITDA Forecast

255.7 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Sezzle Inc (NASDAQ-SEZL) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Sezzle Inc (NASDAQ-SEZL)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Great

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

-3.09

No elevated caution signal from this screen.

Altman Z-Score

17.5

Relatively strong balance-sheet zone.

FCF / Net Income

165.5%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Sezzle Inc (NASDAQ-SEZL). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Sezzle Inc (NASDAQ-SEZL)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 6, 2026

Days to Earnings

16

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Sezzle Inc (NASDAQ-SEZL), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Sezzle Inc (NASDAQ-SEZL) Stock Forecast & Technical Outlook

Review Sezzle Inc (NASDAQ-SEZL) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Sezzle Inc (NASDAQ-SEZL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Sezzle Inc (NASDAQ-SEZL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Sezzle Inc (NASDAQ-SEZL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Sezzle Inc (NASDAQ-SEZL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Sezzle Inc (NASDAQ-SEZL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Sezzle Inc (NASDAQ-SEZL)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Sezzle Inc (NASDAQ-SEZL) has a Hold consensus, with 2 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 4
Sell 0
FAQ Fast Investor Answers

Sezzle Inc (NASDAQ-SEZL) Stock FAQ

Quick answers about Sezzle Inc (NASDAQ-SEZL) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$106.96
Estimated downside 39.1%
Valuation Rating
Overvalued
Estimated downside of 39.1%
Analyst Target
$163.67
Implied downside 6.8%
Financial Health
Great
Current financial-health read

The current fair value estimate for Sezzle Inc (NASDAQ-SEZL) is $106.96. This implies an estimated downside of 39.1% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 39.1% versus the current market price.

The available analyst price target for Sezzle Inc (NASDAQ-SEZL) is $163.67. The analyst target implies estimated downside of 6.8%.

The current financial health read for Sezzle Inc (NASDAQ-SEZL) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Sezzle Inc (NASDAQ-SEZL) is August 6, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for Sezzle Inc (NASDAQ-SEZL) is 40.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Sezzle Inc is 5.776 B.

The current enterprise value listed for Sezzle Inc is 6.045 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Sezzle Inc is NASDAQ-SEZL, and the stock is listed on NASDAQ.

Sezzle Inc (NASDAQ-SEZL) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Sezzle Inc is 2.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Sezzle Inc is 50.7%. Free float helps investors understand how much of the share base is available for public trading.