Third Coast Bancshares Inc (TCBX)


Third Coast Bancshares, Inc. is a bank holding company whose common stock trades on the NYSE under the ticker TCBX. Through Third Coast Bank, the company provides commercial banking services to small and medium-sized businesses and professionals in Texas. Its deposit offerings include checking, money market, savings, individual retirement, and certificate of deposit accounts. The loan portfolio spans commercial and residential real estate, construction and development, commercial and industrial, farmland, consumer, and agricultural lending, along with lease financing and bond anticipation notes. Third Coast Bancshares also provides digital and transaction services such as online and mobile banking, treasury management, merchant card services, and debit and credit cards. In addition, it holds a securities portfolio that includes municipal, mortgage-backed, agency collateralized mortgage obligation, U.S. Treasury, and corporate securities. Founded in 2008, the company is headquartered in Humble, Texas.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-TCBX
$38.47
-4.2% Downside
Fair
$43.25
7.7% Upside
Fair
Good
0.0%
July 22, 2026
10.3x
1.0x
3.1x
664.3 M
19.5%
91.5%
-1.7
6.9%
-22.8%
Valuation • Fair Value

Third Coast Bancshares Inc (NYSE-TCBX) Fair Value by Valuation Model

Compare the primary fair value estimate for Third Coast Bancshares Inc (NYSE-TCBX) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$38.47

Estimated downside of 4.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$43.01

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$38.47

Comparable-company valuation reference.

Analyst Price Target

$43.25

Analysts imply upside of 7.7%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Third Coast Bancshares Inc (NYSE-TCBX) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Third Coast Bancshares Inc (NYSE-TCBX)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

212.9 M

Current operating scale indicator.

Revenue Forecast

250.2 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Third Coast Bancshares Inc (NYSE-TCBX) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Third Coast Bancshares Inc (NYSE-TCBX)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.7

Lower score that deserves closer risk review.

FCF / Net Income

-22.8%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Third Coast Bancshares Inc (NYSE-TCBX). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Third Coast Bancshares Inc (NYSE-TCBX)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 22, 2026

Days to Earnings

1

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

6.9%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Third Coast Bancshares Inc (NYSE-TCBX), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Third Coast Bancshares Inc (NYSE-TCBX) Stock Forecast & Technical Outlook

Review Third Coast Bancshares Inc (NYSE-TCBX) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Third Coast Bancshares Inc (NYSE-TCBX) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Third Coast Bancshares Inc (NYSE-TCBX) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Third Coast Bancshares Inc (NYSE-TCBX) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Buy

The weekly technical read for Third Coast Bancshares Inc (NYSE-TCBX) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Third Coast Bancshares Inc (NYSE-TCBX) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Third Coast Bancshares Inc (NYSE-TCBX)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Third Coast Bancshares Inc (NYSE-TCBX) has a Hold consensus, with 1 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 2
Sell 0
FAQ Fast Investor Answers

Third Coast Bancshares Inc (NYSE-TCBX) Stock FAQ

Quick answers about Third Coast Bancshares Inc (NYSE-TCBX) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$38.47
Estimated downside 4.2%
Valuation Rating
Overvalued
Estimated downside of 4.2%
Analyst Target
$43.25
Implied upside 7.7%
Financial Health
Good
Current financial-health read

The current fair value estimate for Third Coast Bancshares Inc (NYSE-TCBX) is $38.47. This implies an estimated downside of 4.2% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 4.2% versus the current market price.

The available analyst price target for Third Coast Bancshares Inc (NYSE-TCBX) is $43.25. The analyst target implies estimated upside of 7.7%.

The current financial health read for Third Coast Bancshares Inc (NYSE-TCBX) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Third Coast Bancshares Inc (NYSE-TCBX) is July 22, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for Third Coast Bancshares Inc (NYSE-TCBX) is 10.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Third Coast Bancshares Inc is 664.3 M.

The ticker symbol for Third Coast Bancshares Inc is NYSE-TCBX, and the stock is listed on NYSE.

Third Coast Bancshares Inc (NYSE-TCBX) is listed on NYSE.

The current debt-to-total-capital ratio listed for Third Coast Bancshares Inc is 19.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Third Coast Bancshares Inc is 91.5%. Free float helps investors understand how much of the share base is available for public trading.