Civista Bancshares Inc (CIVB)
Civista Bancshares, Inc. is a financial holding company listed on NASDAQ under the ticker CIVB and the parent of Civista Bank. Through its banking operations in the United States, the company provides a range of deposit, lending, and cash management services for personal and business customers. Its offerings include checking, savings, money market, retirement, and time deposit accounts, along with services such as wire transfers, safe deposit boxes, automated teller access, internet banking, ACH origination, mobile and digital banking, telephone banking, and remote deposit capture. Civista also extends credit through a diversified loan portfolio that covers commercial, agricultural, commercial real estate, residential and farm real estate, construction, lease financing receivables, consumer loans, and home equity lines. In addition, it manages a securities portfolio, leases general equipment, and provides captive insurance products and investment advisory services. The company operates in parts of Ohio, Indiana, and Kentucky and is headquartered in Sandusky, Ohio.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
NASDAQ-CIVB
|
$26.50
|
-6.3% Downside
|
Fair
|
$29
|
2.5% Upside
|
Fair
|
Good
|
—
|
—
|
0.72
|
2.5%
|
July 23, 2026
|
11.5x
|
1.1x
|
3.3x
|
592.9 M
|
—
|
26.8%
|
97.6%
|
-1.8
|
25.3%
|
99.1%
|