CVB Financial Corporation (CVBF)

CVB Financial Corporation is a financial holding company headquartered in Ontario, California, and listed on NASDAQ under the symbol CVBF as common stock. Through its banking subsidiary, Citizens Business Bank, National Association, the company serves small- to mid-sized businesses, individuals, municipalities, and districts with a range of banking and financial services. Its deposit products include checking, savings, money market, and certificates of deposit, along with specialized deposit solutions for title and escrow clients and federal tax depository services for business customers. The company also provides commercial lending, agriculture loans, commercial real estate and construction financing, consumer credit products, equipment and vehicle leasing, and treasury and cash management services. Additional offerings include merchant card processing, payroll and payment services, foreign exchange, letters of credit, and trust and wealth-related services such as fiduciary accounts, mutual funds, annuities, 401(k) plans, and individual investment accounts. CVB Financial Corporation was founded in 1974.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-CVBF
$25.99
16.8% Upside
Fair
$24.33
9.4% Upside
Fair
Fair
July 9, 2026
July 23, 2026
0.8
3.6%
July 29, 2026
18.9x
1.7x
7.6x
3.965 B
20.9%
94.8%
-1.5
52.7%
114.2%
Valuation • Fair Value

CVB Financial Corporation (NASDAQ-CVBF) Fair Value by Valuation Model

Compare the primary fair value estimate for CVB Financial Corporation (NASDAQ-CVBF) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$25.99

Estimated upside of 16.8% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$13.07

Classic Ben Graham valuation formula reference.

DDM Fair Value

$37.04

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$18.63

Comparable-company valuation reference.

Analyst Price Target

$24.33

Analysts imply upside of 9.4%.

How to read these valuation models

Use this section to compare the primary fair value estimate for CVB Financial Corporation (NASDAQ-CVBF) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for CVB Financial Corporation (NASDAQ-CVBF)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

519.4 M

Current operating scale indicator.

Revenue Forecast

711.4 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review CVB Financial Corporation (NASDAQ-CVBF) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for CVB Financial Corporation (NASDAQ-CVBF)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

FCF / Net Income

114.2%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for CVB Financial Corporation (NASDAQ-CVBF). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for CVB Financial Corporation (NASDAQ-CVBF)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 29, 2026

Days to Earnings

8

Dividend Payment Date

July 23, 2026

Ex-Dividend Date

July 9, 2026

Dividend Yield

3.6%

Income yield reference.

Upcoming Dividend

0.8

Upcoming distribution amount.

Payment Type

Cash

Distribution type as reported in the data.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

52.7%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for CVB Financial Corporation (NASDAQ-CVBF), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

CVB Financial Corporation (NASDAQ-CVBF) Stock Forecast & Technical Outlook

Review CVB Financial Corporation (NASDAQ-CVBF) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for CVB Financial Corporation (NASDAQ-CVBF) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for CVB Financial Corporation (NASDAQ-CVBF) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for CVB Financial Corporation (NASDAQ-CVBF) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for CVB Financial Corporation (NASDAQ-CVBF) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for CVB Financial Corporation (NASDAQ-CVBF) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for CVB Financial Corporation (NASDAQ-CVBF)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, CVB Financial Corporation (NASDAQ-CVBF) has a Hold consensus, with 0 buy, 3 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 3
Sell 0
FAQ Fast Investor Answers

CVB Financial Corporation (NASDAQ-CVBF) Stock FAQ

Quick answers about CVB Financial Corporation (NASDAQ-CVBF) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$25.99
Estimated upside 16.8%
Valuation Rating
Undervalued
Estimated upside of 16.8%
Analyst Target
$24.33
Implied upside 9.4%
Financial Health
Fair
Current financial-health read

The current fair value estimate for CVB Financial Corporation (NASDAQ-CVBF) is $25.99. This implies an estimated upside of 16.8% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 16.8% versus the current market price.

The available analyst price target for CVB Financial Corporation (NASDAQ-CVBF) is $24.33. The analyst target implies estimated upside of 9.4%.

The current financial health read for CVB Financial Corporation (NASDAQ-CVBF) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for CVB Financial Corporation (NASDAQ-CVBF) is July 29, 2026.

Based on the current data, dividend yield is 3.6%, upcoming dividend amount is 0.8, ex-dividend date is July 9, 2026, payment date is July 23, 2026.

The current P/E ratio listed for CVB Financial Corporation (NASDAQ-CVBF) is 18.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for CVB Financial Corporation is 3.965 B.

The ticker symbol for CVB Financial Corporation is NASDAQ-CVBF, and the stock is listed on NASDAQ.

CVB Financial Corporation (NASDAQ-CVBF) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for CVB Financial Corporation is 20.9%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for CVB Financial Corporation is 94.8%. Free float helps investors understand how much of the share base is available for public trading.