HDFC Bank Limited ADR (HDB)

HDFC Bank Limited is an Indian banking and financial services issuer whose common stock is represented in the United States through an ADR listed on the NYSE. Through its banking operations, the company serves individuals and businesses in India and also has a presence in Bahrain, Hong Kong, Singapore, and Dubai. Its activities are organized across Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Insurance Business segments. HDFC Bank offers a broad set of deposit products, including savings, salary, current, rural, pension, provident fund, and demat accounts, along with fixed and recurring deposits, lockers, overdrafts, and offshore account services. The company also provides a wide range of lending, payment, trade finance, cash management, digital banking, card, remittance, and other financial services, supported by branches and ATMs in multiple cities and towns. Incorporated in 1994, it is headquartered in Mumbai, India.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-HDB
$30.38
27.2% Upside
Undervalued
$33.95
42.1% Upside
Undervalued
Fair
0.6414
1.4%
October 19, 2026
14.8x
1.9x
4.0x
121.9 B
31.7%
99.6%
-0.3
-353.3%
Valuation • Fair Value

HDFC Bank Limited ADR (NYSE-HDB) Fair Value by Valuation Model

Compare the primary fair value estimate for HDFC Bank Limited ADR (NYSE-HDB) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$30.38

Estimated upside of 27.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$18.73

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$30.38

Comparable-company valuation reference.

Analyst Price Target

$33.95

Analysts imply upside of 42.1%.

How to read these valuation models

Use this section to compare the primary fair value estimate for HDFC Bank Limited ADR (NYSE-HDB) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for HDFC Bank Limited ADR (NYSE-HDB)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

31.22 B

Current operating scale indicator.

Revenue Forecast

20.992 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review HDFC Bank Limited ADR (NYSE-HDB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for HDFC Bank Limited ADR (NYSE-HDB)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

3

Weak quality score that deserves closer review.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-0.3

Lower score that deserves closer risk review.

FCF / Net Income

-353.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for HDFC Bank Limited ADR (NYSE-HDB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for HDFC Bank Limited ADR (NYSE-HDB)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

October 19, 2026

Days to Earnings

90

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

1.4%

Income yield reference.

Upcoming Dividend

0.6414

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for HDFC Bank Limited ADR (NYSE-HDB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

HDFC Bank Limited ADR (NYSE-HDB) Stock Forecast & Technical Outlook

Review HDFC Bank Limited ADR (NYSE-HDB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for HDFC Bank Limited ADR (NYSE-HDB) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for HDFC Bank Limited ADR (NYSE-HDB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for HDFC Bank Limited ADR (NYSE-HDB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for HDFC Bank Limited ADR (NYSE-HDB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for HDFC Bank Limited ADR (NYSE-HDB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for HDFC Bank Limited ADR (NYSE-HDB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, HDFC Bank Limited ADR (NYSE-HDB) has a Strong Buy consensus, with 3 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 3
Hold 0
Sell 0
FAQ Fast Investor Answers

HDFC Bank Limited ADR (NYSE-HDB) Stock FAQ

Quick answers about HDFC Bank Limited ADR (NYSE-HDB) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$30.38
Estimated upside 27.2%
Valuation Rating
Undervalued
Estimated upside of 27.2%
Analyst Target
$33.95
Implied upside 42.1%
Financial Health
Fair
Current financial-health read

The current fair value estimate for HDFC Bank Limited ADR (NYSE-HDB) is $30.38. This implies an estimated upside of 27.2% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 27.2% versus the current market price.

The available analyst price target for HDFC Bank Limited ADR (NYSE-HDB) is $33.95. The analyst target implies estimated upside of 42.1%.

The current financial health read for HDFC Bank Limited ADR (NYSE-HDB) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for HDFC Bank Limited ADR (NYSE-HDB) is October 19, 2026.

Based on the current data, dividend yield is 1.4%, upcoming dividend amount is 0.6414.

The current P/E ratio listed for HDFC Bank Limited ADR (NYSE-HDB) is 14.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for HDFC Bank Limited ADR is 121.9 B.

The ticker symbol for HDFC Bank Limited ADR is NYSE-HDB, and the stock is listed on NYSE.

HDFC Bank Limited ADR (NYSE-HDB) is listed on NYSE.

The current debt-to-total-capital ratio listed for HDFC Bank Limited ADR is 31.7%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for HDFC Bank Limited ADR is 99.6%. Free float helps investors understand how much of the share base is available for public trading.