Jack Henry & Associates Inc (JKHY)

Jack Henry & Associates, Inc. is a financial technology company listed on NASDAQ as common stock. The company develops technology and payment processing solutions that connect financial institutions and their customers. Its operations are organized into four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides information processing platforms for banks and credit unions, including applications for deposits, loans, general ledger activity, and centralized account records. The Payments segment focuses on payment processing and risk management tools, along with debit and credit card processing and online bill pay services. The Complementary segment includes software and hosted platforms for digital and mobile banking, treasury, account opening, fraud and anti-money laundering, and lending and deposit functions. The company also supplies hardware, implementation and support services, data center solutions, software licensing, and professional services. Founded in 1976 and headquartered in Monett, Missouri, Jack Henry serves financial services organizations and corporate entities.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-JKHY
$190
26.6% Upside
Undervalued
$184.29
22.8% Upside
Undervalued
Good
2.44
1.6%
August 25, 2026
20.6x
5.0x
4.2x
10.882 B
10.797 B
1.2%
99.3%
13.8
32.7%
140.2%
Valuation • Fair Value

Jack Henry & Associates Inc (NASDAQ-JKHY) Fair Value by Valuation Model

Compare the primary fair value estimate for Jack Henry & Associates Inc (NASDAQ-JKHY) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$190

Estimated upside of 26.6% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

DCF Fair Value

$206.78

Discounted cash flow valuation reference.

Ben Graham Formula Value

$81.07

Classic Ben Graham valuation formula reference.

DDM Fair Value

$211.41

Dividend discount model valuation reference.

EPV Fair Value

$81.88

Earnings power value estimate.

Comps Fair Value

$184.10

Comparable-company valuation reference.

Analyst Price Target

$184.29

Analysts imply upside of 22.8%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Jack Henry & Associates Inc (NASDAQ-JKHY) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Jack Henry & Associates Inc (NASDAQ-JKHY)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

2.516 B

Current operating scale indicator.

Revenue Forecast

2.528 B

Forward revenue estimate.

EBITDA

715.4 M

Current operating profitability reference.

EBITDA Forecast

810 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Jack Henry & Associates Inc (NASDAQ-JKHY) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Jack Henry & Associates Inc (NASDAQ-JKHY)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

9

Relatively strong quality score.

Beneish M-Score

-2.79

No elevated caution signal from this screen.

Altman Z-Score

13.8

Relatively strong balance-sheet zone.

FCF / Net Income

140.2%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Jack Henry & Associates Inc (NASDAQ-JKHY). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Jack Henry & Associates Inc (NASDAQ-JKHY)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 25, 2026

Days to Earnings

35

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

1.6%

Income yield reference.

Upcoming Dividend

2.44

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

32.7%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Jack Henry & Associates Inc (NASDAQ-JKHY), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Jack Henry & Associates Inc (NASDAQ-JKHY) Stock Forecast & Technical Outlook

Review Jack Henry & Associates Inc (NASDAQ-JKHY) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Jack Henry & Associates Inc (NASDAQ-JKHY) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Sell

The 1-hour technical read for Jack Henry & Associates Inc (NASDAQ-JKHY) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Jack Henry & Associates Inc (NASDAQ-JKHY) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Buy

The weekly technical read for Jack Henry & Associates Inc (NASDAQ-JKHY) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Jack Henry & Associates Inc (NASDAQ-JKHY) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Jack Henry & Associates Inc (NASDAQ-JKHY)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, Jack Henry & Associates Inc (NASDAQ-JKHY) has a Buy consensus, with 8 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 8
Hold 4
Sell 0
FAQ Fast Investor Answers

Jack Henry & Associates Inc (NASDAQ-JKHY) Stock FAQ

Quick answers about Jack Henry & Associates Inc (NASDAQ-JKHY) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$190
Estimated upside 26.6%
Valuation Rating
Undervalued
Estimated upside of 26.6%
Analyst Target
$184.29
Implied upside 22.8%
Financial Health
Good
Current financial-health read

The current fair value estimate for Jack Henry & Associates Inc (NASDAQ-JKHY) is $190. This implies an estimated upside of 26.6% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 26.6% versus the current market price.

The available analyst price target for Jack Henry & Associates Inc (NASDAQ-JKHY) is $184.29. The analyst target implies estimated upside of 22.8%.

The current financial health read for Jack Henry & Associates Inc (NASDAQ-JKHY) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Jack Henry & Associates Inc (NASDAQ-JKHY) is August 25, 2026.

Based on the current data, dividend yield is 1.6%, upcoming dividend amount is 2.44.

The current P/E ratio listed for Jack Henry & Associates Inc (NASDAQ-JKHY) is 20.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Jack Henry & Associates Inc is 10.882 B.

The current enterprise value listed for Jack Henry & Associates Inc is 10.797 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Jack Henry & Associates Inc is NASDAQ-JKHY, and the stock is listed on NASDAQ.

Jack Henry & Associates Inc (NASDAQ-JKHY) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Jack Henry & Associates Inc is 1.2%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Jack Henry & Associates Inc is 99.3%. Free float helps investors understand how much of the share base is available for public trading.