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Medallion Financial Corp (MFIN)

Medallion Financial Corp. is a U.S.-based specialty finance company whose common stock is listed on NASDAQ under the ticker MFIN. Through its subsidiaries, the company operates across four segments: recreation lending, home improvement lending, commercial loans, and taxi medallion lending. Its lending activities include financing for recreational vehicles, boats, collector cars, and other leisure equipment, as well as consumer loans for projects such as window, siding, roof replacement, and swimming pool installations. In commercial lending, the company provides senior and subordinated loans for business formation, equipment purchases, and business improvements. Medallion Financial also provides debt, mezzanine, and equity capital to companies in a range of commercial industries and conducts deposit-taking and other banking activities. Incorporated in 1995, the company is headquartered in New York City.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-MFIN
$12.29
27.2% Upside
Undervalued
$11
13.9% Upside
Fair
Good
—
—
0.56
5.7%
July 29, 2026
6.0x
0.5x
0.6x
219.2 M
2.493 B
88.3%
64.7%
1.6
31.2%
373.7%
Valuation • Fair Value

Medallion Financial Corp (NASDAQ-MFIN) Fair Value by Valuation Model

Compare the primary fair value estimate for Medallion Financial Corp (NASDAQ-MFIN) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$12.29

Estimated upside of 27.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

$14.61

Discounted cash flow valuation reference.

Ben Graham Formula Value

$17.83

Classic Ben Graham valuation formula reference.

DDM Fair Value

$14.68

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$10.71

Comparable-company valuation reference.

Analyst Price Target

$11

Analysts imply upside of 13.9%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Medallion Financial Corp (NASDAQ-MFIN) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Medallion Financial Corp (NASDAQ-MFIN)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

347.8 M

Current operating scale indicator.

Revenue Forecast

227.7 M

Forward revenue estimate.

EBITDA

179 M

Current operating profitability reference.

EBITDA Forecast

123.8 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Medallion Financial Corp (NASDAQ-MFIN) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Medallion Financial Corp (NASDAQ-MFIN)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

-2.38

No elevated caution signal from this screen.

Altman Z-Score

1.6

Lower score that deserves closer risk review.

FCF / Net Income

373.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Medallion Financial Corp (NASDAQ-MFIN). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Medallion Financial Corp (NASDAQ-MFIN)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 29, 2026

Days to Earnings

8

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

5.7%

Income yield reference.

Upcoming Dividend

0.56

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

31.2%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Medallion Financial Corp (NASDAQ-MFIN), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Medallion Financial Corp (NASDAQ-MFIN) Stock Forecast & Technical Outlook

Review Medallion Financial Corp (NASDAQ-MFIN) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Medallion Financial Corp (NASDAQ-MFIN) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Medallion Financial Corp (NASDAQ-MFIN) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Medallion Financial Corp (NASDAQ-MFIN) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Medallion Financial Corp (NASDAQ-MFIN) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Buy

The monthly technical read for Medallion Financial Corp (NASDAQ-MFIN) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Medallion Financial Corp (NASDAQ-MFIN)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Medallion Financial Corp (NASDAQ-MFIN) has a Hold consensus, with 1 buy, 3 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 3
Sell 0
FAQ • Fast Investor Answers

Medallion Financial Corp (NASDAQ-MFIN) Stock FAQ

Quick answers about Medallion Financial Corp (NASDAQ-MFIN) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$12.29
Estimated upside 27.2%
Valuation Rating
Undervalued
Estimated upside of 27.2%
Analyst Target
$11
Implied upside 13.9%
Financial Health
Good
Current financial-health read

The current fair value estimate for Medallion Financial Corp (NASDAQ-MFIN) is $12.29. This implies an estimated upside of 27.2% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 27.2% versus the current market price.

The available analyst price target for Medallion Financial Corp (NASDAQ-MFIN) is $11. The analyst target implies estimated upside of 13.9%.

The current financial health read for Medallion Financial Corp (NASDAQ-MFIN) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Medallion Financial Corp (NASDAQ-MFIN) is July 29, 2026.

Based on the current data, dividend yield is 5.7%, upcoming dividend amount is 0.56.

The current P/E ratio listed for Medallion Financial Corp (NASDAQ-MFIN) is 6.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Medallion Financial Corp is 219.2 M.

The current enterprise value listed for Medallion Financial Corp is 2.493 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Medallion Financial Corp is NASDAQ-MFIN, and the stock is listed on NASDAQ.

Medallion Financial Corp (NASDAQ-MFIN) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Medallion Financial Corp is 88.3%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Medallion Financial Corp is 64.7%. Free float helps investors understand how much of the share base is available for public trading.

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