What is the fair value of Norwood Financial Corp (NASDAQ-NWFL) stock?

The current fair value estimate for Norwood Financial Corp (NASDAQ-NWFL) is $36.83. This implies an estimated upside of 21.5% versus the current market price.

Is Norwood Financial Corp (NASDAQ-NWFL) undervalued or overvalued?

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 21.5% versus the current market price.

What is the analyst price target for NASDAQ-NWFL stock?

The available analyst price target for Norwood Financial Corp (NASDAQ-NWFL) is $34. The analyst target implies estimated upside of 12.1%.

How is the financial health of Norwood Financial Corp?

The current financial health read for Norwood Financial Corp (NASDAQ-NWFL) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Norwood Financial Corp's next earnings date?

The next earnings date currently listed for Norwood Financial Corp (NASDAQ-NWFL) is July 22, 2026.

Does Norwood Financial Corp (NASDAQ-NWFL) pay dividends?

Based on the current data, dividend yield is 4.1%, upcoming dividend amount is 1.28, ex-dividend date is July 15, 2026, payment date is August 3, 2026.

What is the P/E ratio for Norwood Financial Corp (NASDAQ-NWFL)?

The current P/E ratio listed for Norwood Financial Corp (NASDAQ-NWFL) is 13.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Norwood Financial Corp?

The current market capitalization listed for Norwood Financial Corp is 338.4 M.

What is the ticker symbol for Norwood Financial Corp?

The ticker symbol for Norwood Financial Corp is NASDAQ-NWFL, and the stock is listed on NASDAQ.

Where is Norwood Financial Corp (NASDAQ-NWFL) listed?

Norwood Financial Corp (NASDAQ-NWFL) is listed on NASDAQ.

What is the debt-to-total-capital ratio for Norwood Financial Corp?

The current debt-to-total-capital ratio listed for Norwood Financial Corp is 20.8%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Norwood Financial Corp?

The free float listed for Norwood Financial Corp is 90.9%. Free float helps investors understand how much of the share base is available for public trading.

Norwood Financial Corp (NWFL) Fair Value & Stock Analysis |...

Norwood Financial Corp (NWFL)

Norwood Financial Corp is a bank holding company for Wayne Bank, a financial institution serving customers in the United States. Through its banking business, the company provides a broad range of deposit and lending products, including transaction and savings accounts, money market accounts, certificates of deposit, commercial loans, municipal finance lending, construction and land loans, mortgage lending, consumer loans, and indirect financing for automobiles, boats, and recreational vehicles. It also provides services such as cash management, remote deposit capture, mobile banking, real estate settlement, investment securities services, trust and investment products, and credit-related services. In addition, the company is active in annuity and mutual fund sales, discount brokerage, and insurance agency activities. Norwood Financial serves consumers, businesses, nonprofit organizations, and municipalities, and operates branches and ATMs in Northeastern Pennsylvania and several counties in New York. Founded in 1870, it is based in Honesdale, Pennsylvania.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Analyst Target Rating	Overall Financial Health	Upcoming Dividend Ex-Date	Dividend Payment Date	Upcoming Dividend	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Enterprise Value	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-NWFL	$36.83	21.5% Upside	Undervalued	$34	12.1% Upside	Fair	Good	July 15, 2026	August 3, 2026	1.28	4.1%	July 22, 2026	13.0x	1.2x	3.6x	338.4 M	—	20.8%	90.9%	-1.9	47.1%	103.5%