Pathfinder Bancorp Inc (PBHC)
Pathfinder Bancorp, Inc. is a bank holding company for Pathfinder Bank and its common stock is listed on NASDAQ under the symbol PBHC. Through its banking subsidiary, the company provides a range of financial products and services in the United States, including deposit accounts such as checking, savings, money market, certificates of deposit, and other demand and time deposits. Its lending activities cover commercial real estate, commercial and industrial loans, residential real estate, construction, tax-exempt lending, home equity loans, junior liens, and consumer credit products, including vehicle, recreational vehicle, unsecured personal, and deposit-secured loans, as well as unsecured lines of credit. The company also participates in property, casualty, and life insurance brokerage services. Pathfinder Bancorp serves individuals, families, small and mid-size businesses, and municipalities. Founded in 1859, it is headquartered in Oswego, New York.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NASDAQ-PBHC
|
$12.88
|
-18.6% Downside
|
Overvalued
|
—
|
—
|
—
|
Weak
|
July 17, 2026
|
August 7, 2026
|
0.4
|
2.5%
|
July 29, 2026
|
-40.5x
|
0.8x
|
3.3x
|
100.4 M
|
—
|
42.8%
|
57.0%
|
-2.0
|
-98.9%
|
-199.2%
|
