Sumitomo Mitsui Financial Group Inc (SMFG)


Sumitomo Mitsui Financial Group, Inc. is a Tokyo-based financial group whose common stock is represented in the U.S. by an ADR listed on the NYSE. Through its subsidiaries, the group provides a broad range of banking and financial services across Japan, the Americas, Europe, the Middle East, Asia, and Oceania. Its activities are organized into four business units: Wholesale, Retail, Global, and Global Markets.

The Wholesale Business Unit serves corporate clients with loans, structured and project finance, trade and supply chain finance, cash management, advisory work, hedging services, and leasing. The Retail Business Unit focuses on individual customers through deposits, investment products, insurance, trust services, cards, consumer finance, and housing loans. The Global Business Unit covers cross-border lending, deposits, trade and project finance, underwriting, trading, and leasing. The Global Markets Business Unit handles asset-liability management, portfolio activities, foreign currency funding, and trading. The group also provides system development, data processing, consulting, economic research, and asset management services.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-SMFG
$17.17
-33.7% Downside
Overvalued
$28.86
11.4% Upside
Fair
Fair
0.472
1.9%
July 31, 2026
23.2x
1.5x
6.0x
162.3 B
72.6%
100.0%
0.5
49.7%
-1,539.0%
Valuation • Fair Value

Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) Fair Value by Valuation Model

Compare the primary fair value estimate for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$17.17

Estimated downside of 33.7% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$12.28

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$17.17

Comparable-company valuation reference.

Analyst Price Target

$28.86

Analysts imply upside of 11.4%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

27.593 B

Current operating scale indicator.

Revenue Forecast

31.738 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

0.5

Lower score that deserves closer risk review.

FCF / Net Income

-1,539.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 31, 2026

Days to Earnings

10

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

1.9%

Income yield reference.

Upcoming Dividend

0.472

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

49.7%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) Stock Forecast & Technical Outlook

Review Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ Fast Investor Answers

Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) Stock FAQ

Quick answers about Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$17.17
Estimated downside 33.7%
Valuation Rating
Overvalued
Estimated downside of 33.7%
Analyst Target
$28.86
Implied upside 11.4%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) is $17.17. This implies an estimated downside of 33.7% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 33.7% versus the current market price.

The available analyst price target for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) is $28.86. The analyst target implies estimated upside of 11.4%.

The current financial health read for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) is July 31, 2026.

Based on the current data, dividend yield is 1.9%, upcoming dividend amount is 0.472.

The current P/E ratio listed for Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) is 23.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Sumitomo Mitsui Financial Group Inc is 162.3 B.

The ticker symbol for Sumitomo Mitsui Financial Group Inc is NYSE-SMFG, and the stock is listed on NYSE.

Sumitomo Mitsui Financial Group Inc (NYSE-SMFG) is listed on NYSE.

The current debt-to-total-capital ratio listed for Sumitomo Mitsui Financial Group Inc is 72.6%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Sumitomo Mitsui Financial Group Inc is 100.0%. Free float helps investors understand how much of the share base is available for public trading.