Universal Insurance Holdings Inc (UVE)
Universal Insurance Holdings, Inc. is a Fort Lauderdale, Florida-based insurance holding company incorporated in 1990 and listed on the NYSE under the symbol UVE. Through its subsidiaries, the company focuses on personal residential insurance products, including homeowners, renters and tenants, condo unit owners, dwelling, fire, and related allied lines coverage for other structures, personal property, liability, and personal articles. Its operations also include actuarial support, claims administration, policy processing, underwriting, and reinsurance coordination. Universal Insurance Holdings evaluates insurance risk on both an individual and portfolio basis, supports pricing decisions, and manages its reinsurance programs. The company distributes its products through an independent agency network, direct-to-consumer online channels, and its digital insurance agency, Clovered.com.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
NYSE-UVE
|
$47.09
|
23.1% Upside
|
Undervalued
|
$44
|
15.0% Upside
|
Fair
|
Great
|
July 31, 2026
|
August 7, 2026
|
0.64
|
2.0%
|
July 23, 2026
|
5.4x
|
1.8x
|
0.7x
|
1.093 B
|
569.9 M
|
8.4%
|
90.8%
|
1.3
|
11.4%
|
176.1%
|
