Western Union Co (WU)


The Western Union Company is a common stock listing on the NYSE representing the equity of Western Union Co. The company provides money movement, payment, and digital financial services in the United States and internationally. Its business is organized into two segments. Consumer Money Transfer covers international cross-border and intra-country transfers, with transactions supported through retail agents, owned locations, websites, and mobile devices. Consumer Services includes bill payment, money orders, media network services, travel money services, check acceptance, prepaid cards, lending partnerships, and digital wallets. Founded in 1851 and headquartered in Denver, Colorado, Western Union operates as a financial services company with a broad range of consumer-focused transfer and payment offerings.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-WU
$12.11
39.5% Upside
Undervalued
$8.57
-1.3% Downside
Fair
Good
0.94
10.9%
July 30, 2026
6.2x
3.0x
0.7x
2.706 B
4.429 B
49.2%
99.3%
0.7
69.4%
105.0%
Valuation • Fair Value

Western Union Co (NYSE-WU) Fair Value by Valuation Model

Compare the primary fair value estimate for Western Union Co (NYSE-WU) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$12.11

Estimated upside of 39.5% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

DCF Fair Value

$17.49

Discounted cash flow valuation reference.

Ben Graham Formula Value

$15.65

Classic Ben Graham valuation formula reference.

DDM Fair Value

$13.95

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$9.70

Comparable-company valuation reference.

Analyst Price Target

$8.57

Analysts imply downside of 1.3%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Western Union Co (NYSE-WU) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Western Union Co (NYSE-WU)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

4.05 B

Current operating scale indicator.

Revenue Forecast

4.204 B

Forward revenue estimate.

EBITDA

884 M

Current operating profitability reference.

EBITDA Forecast

963.3 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Western Union Co (NYSE-WU) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Western Union Co (NYSE-WU)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

0.7

Lower score that deserves closer risk review.

FCF / Net Income

105.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Western Union Co (NYSE-WU). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Western Union Co (NYSE-WU)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 30, 2026

Days to Earnings

9

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

10.9%

Income yield reference.

Upcoming Dividend

0.94

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

69.4%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Western Union Co (NYSE-WU), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Western Union Co (NYSE-WU) Stock Forecast & Technical Outlook

Review Western Union Co (NYSE-WU) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Western Union Co (NYSE-WU) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Western Union Co (NYSE-WU) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Western Union Co (NYSE-WU) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Western Union Co (NYSE-WU) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Western Union Co (NYSE-WU) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Western Union Co (NYSE-WU)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Western Union Co (NYSE-WU) has a Hold consensus, with 0 buy, 10 hold and 5 sell recommendations in the current data set.

Buy 0
Hold 10
Sell 5
FAQ Fast Investor Answers

Western Union Co (NYSE-WU) Stock FAQ

Quick answers about Western Union Co (NYSE-WU) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$12.11
Estimated upside 39.5%
Valuation Rating
Undervalued
Estimated upside of 39.5%
Analyst Target
$8.57
Implied downside 1.3%
Financial Health
Good
Current financial-health read

The current fair value estimate for Western Union Co (NYSE-WU) is $12.11. This implies an estimated upside of 39.5% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 39.5% versus the current market price.

The available analyst price target for Western Union Co (NYSE-WU) is $8.57. The analyst target implies estimated downside of 1.3%.

The current financial health read for Western Union Co (NYSE-WU) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Western Union Co (NYSE-WU) is July 30, 2026.

Based on the current data, dividend yield is 10.9%, upcoming dividend amount is 0.94.

The current P/E ratio listed for Western Union Co (NYSE-WU) is 6.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Western Union Co is 2.706 B.

The current enterprise value listed for Western Union Co is 4.429 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Western Union Co is NYSE-WU, and the stock is listed on NYSE.

Western Union Co (NYSE-WU) is listed on NYSE.

The current debt-to-total-capital ratio listed for Western Union Co is 49.2%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Western Union Co is 99.3%. Free float helps investors understand how much of the share base is available for public trading.