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World Acceptance Corporation (WRLD)

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World Acceptance Corporation is a consumer finance company listed on the NASDAQ under the ticker WRLD. Through its subsidiaries, the company provides small and medium-sized installment loans to individuals in the United States, along with related credit insurance and other ancillary products and services. Its business also includes income tax return preparation and electronic filing services, as well as automobile club memberships. The company focuses on customers who may have limited access to financing from banks, credit unions, other consumer finance providers, and credit card lenders. Founded in 1962 and headquartered in Greenville, South Carolina, World Acceptance Corporation operates as a common stock issuer in the financial sector.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-WRLD
$158.02
-15.2% Downside
Fair
$185
-0.7% Downside
Fair
Fair
—
—
—
0.0%
July 24, 2026
23.9x
2.4x
1.4x
839.5 M
1.482 B
44.1%
47.3%
2.6
—
738.7%
Valuation • Fair Value

World Acceptance Corporation (NASDAQ-WRLD) Fair Value by Valuation Model

Compare the primary fair value estimate for World Acceptance Corporation (NASDAQ-WRLD) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$158.02

Estimated downside of 15.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

$151.65

Discounted cash flow valuation reference.

Ben Graham Formula Value

$85.89

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$164.39

Comparable-company valuation reference.

Analyst Price Target

$185

Analysts imply downside of 0.7%.

How to read these valuation models

Use this section to compare the primary fair value estimate for World Acceptance Corporation (NASDAQ-WRLD) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for World Acceptance Corporation (NASDAQ-WRLD)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

584.8 M

Current operating scale indicator.

Revenue Forecast

632 M

Forward revenue estimate.

EBITDA

103.3 M

Current operating profitability reference.

EBITDA Forecast

151.7 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review World Acceptance Corporation (NASDAQ-WRLD) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for World Acceptance Corporation (NASDAQ-WRLD)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

4

Mid-range quality score.

Beneish M-Score

-3.54

No elevated caution signal from this screen.

Altman Z-Score

2.6

Intermediate risk zone.

FCF / Net Income

738.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for World Acceptance Corporation (NASDAQ-WRLD). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for World Acceptance Corporation (NASDAQ-WRLD)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 24, 2026

Days to Earnings

3

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for World Acceptance Corporation (NASDAQ-WRLD), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

World Acceptance Corporation (NASDAQ-WRLD) Stock Forecast & Technical Outlook

Review World Acceptance Corporation (NASDAQ-WRLD) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for World Acceptance Corporation (NASDAQ-WRLD) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for World Acceptance Corporation (NASDAQ-WRLD) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Sell

The daily technical read for World Acceptance Corporation (NASDAQ-WRLD) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for World Acceptance Corporation (NASDAQ-WRLD) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for World Acceptance Corporation (NASDAQ-WRLD) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for World Acceptance Corporation (NASDAQ-WRLD)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, World Acceptance Corporation (NASDAQ-WRLD) has a Hold consensus, with 0 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 1
Sell 0
FAQ • Fast Investor Answers

World Acceptance Corporation (NASDAQ-WRLD) Stock FAQ

Quick answers about World Acceptance Corporation (NASDAQ-WRLD) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$158.02
Estimated downside 15.2%
Valuation Rating
Overvalued
Estimated downside of 15.2%
Analyst Target
$185
Implied downside 0.7%
Financial Health
Fair
Current financial-health read

The current fair value estimate for World Acceptance Corporation (NASDAQ-WRLD) is $158.02. This implies an estimated downside of 15.2% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 15.2% versus the current market price.

The available analyst price target for World Acceptance Corporation (NASDAQ-WRLD) is $185. The analyst target implies estimated downside of 0.7%.

The current financial health read for World Acceptance Corporation (NASDAQ-WRLD) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for World Acceptance Corporation (NASDAQ-WRLD) is July 24, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for World Acceptance Corporation (NASDAQ-WRLD) is 23.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for World Acceptance Corporation is 839.5 M.

The current enterprise value listed for World Acceptance Corporation is 1.482 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for World Acceptance Corporation is NASDAQ-WRLD, and the stock is listed on NASDAQ.

World Acceptance Corporation (NASDAQ-WRLD) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for World Acceptance Corporation is 44.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for World Acceptance Corporation is 47.3%. Free float helps investors understand how much of the share base is available for public trading.

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