Erste Group Bank AG (EBKOF)

Erste Group Bank AG is a banking group based in Vienna, Austria, with operations across Austria, the Czech Republic, Slovakia, Romania, Hungary, Croatia, Serbia, and other international markets. Through its banking businesses, it serves retail, corporate, and public sector clients with a broad range of financial services. These include deposit accounts, consumer and mortgage lending, commercial real estate and investment financing, acquisition and leveraged finance, project finance, factoring, working capital finance, trade finance, cash-management tools, payment services, digital banking, and foreign exchange and interest-rate hedging. The group also provides letters of credit, guarantees, loan syndication, debt and equity capital markets services, custody and brokerage services, and the George digital retail product. Founded in 1819, Erste Group Bank AG is listed on OTC Markets as common stock.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-EBKO.F
$115.79
-8.9% Downside
Fair
Fair
4.27
0.0%
July 30, 2026
12.4x
1.6x
3.6x
49.918 B
58.9%
86.7%
-0.8
36.9%
-124.4%
Valuation • Fair Value

Erste Group Bank AG (OTC-EBKO.F) Fair Value by Valuation Model

Compare the primary fair value estimate for Erste Group Bank AG (OTC-EBKO.F) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$115.79

Estimated downside of 8.9% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$114.48

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$115.79

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for Erste Group Bank AG (OTC-EBKO.F) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Erste Group Bank AG (OTC-EBKO.F)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

13.867 B

Current operating scale indicator.

Revenue Forecast

18.168 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Erste Group Bank AG (OTC-EBKO.F) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Erste Group Bank AG (OTC-EBKO.F)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

3

Weak quality score that deserves closer review.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-0.8

Lower score that deserves closer risk review.

FCF / Net Income

-124.4%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Erste Group Bank AG (OTC-EBKO.F). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Erste Group Bank AG (OTC-EBKO.F)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 30, 2026

Days to Earnings

9

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

4.27

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

EUR

Currency used for the distribution.

Payout Ratio

36.9%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Erste Group Bank AG (OTC-EBKO.F), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Erste Group Bank AG (OTC-EBKO.F) Stock Forecast & Technical Outlook

Review Erste Group Bank AG (OTC-EBKO.F) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Erste Group Bank AG (OTC-EBKO.F) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Erste Group Bank AG (OTC-EBKO.F) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Sell

The daily technical read for Erste Group Bank AG (OTC-EBKO.F) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Erste Group Bank AG (OTC-EBKO.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Erste Group Bank AG (OTC-EBKO.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Erste Group Bank AG (OTC-EBKO.F)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for Erste Group Bank AG (OTC-EBKO.F) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ Fast Investor Answers

Erste Group Bank AG (OTC-EBKO.F) Stock FAQ

Quick answers about Erste Group Bank AG (OTC-EBKO.F) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$115.79
Estimated downside 8.9%
Valuation Rating
Overvalued
Estimated downside of 8.9%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Fair
Current financial-health read

The current fair value estimate for Erste Group Bank AG (OTC-EBKO.F) is $115.79. This implies an estimated downside of 8.9% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 8.9% versus the current market price.

An analyst price target for Erste Group Bank AG (OTC-EBKO.F) is not currently available in the latest data file.

The current financial health read for Erste Group Bank AG (OTC-EBKO.F) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Erste Group Bank AG (OTC-EBKO.F) is July 30, 2026.

Based on the current data, dividend yield is 0.0%, upcoming dividend amount is 4.27.

The current P/E ratio listed for Erste Group Bank AG (OTC-EBKO.F) is 12.4x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Erste Group Bank AG is 49.918 B.

The ticker symbol for Erste Group Bank AG is OTC-EBKO.F, and the stock is listed on OTC Markets.

Erste Group Bank AG (OTC-EBKO.F) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Erste Group Bank AG is 58.9%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Erste Group Bank AG is 86.7%. Free float helps investors understand how much of the share base is available for public trading.