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Essent Group Ltd (ESNT)

Essent Group Ltd. (NYSE: ESNT) is a common equity listing tied to a financial services company that operates through subsidiaries in the United States. The group provides private mortgage insurance and reinsurance, along with title insurance and settlement services for mortgage lenders, borrowers, and investors. Its activities are organized into Mortgage Insurance and Reinsurance segments, and its mortgage insurance products include primary, pool, and master policy coverage. Essent also provides information technology maintenance and development, customer support, underwriting consulting for third-party reinsurers, contract underwriting services, and credit risk management products. In addition, it offers title insurance and settlement services and title insurance underwriting services to residential mortgage loan originators, including depository institutions, mortgage banks, credit unions, and other lenders. Founded in 2008, the company is headquartered in Hamilton, Bermuda.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-ESNT
$64.05
-2.2% Downside
Fair
$68.75
4.9% Upside
Fair
Great
—
—
1.4
2.1%
August 7, 2026
8.8x
1.1x
4.7x
6.098 B
564.5 M
7.5%
96.4%
10.2
17.9%
119.3%
Valuation • Fair Value

Essent Group Ltd (NYSE-ESNT) Fair Value by Valuation Model

Compare the primary fair value estimate for Essent Group Ltd (NYSE-ESNT) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$64.05

Estimated downside of 2.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$82.64

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$64.05

Comparable-company valuation reference.

Analyst Price Target

$68.75

Analysts imply upside of 4.9%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Essent Group Ltd (NYSE-ESNT) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Essent Group Ltd (NYSE-ESNT)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

1.279 B

Current operating scale indicator.

Revenue Forecast

1.357 B

Forward revenue estimate.

EBITDA

864.8 M

Current operating profitability reference.

EBITDA Forecast

984.8 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Essent Group Ltd (NYSE-ESNT) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Essent Group Ltd (NYSE-ESNT)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Great

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

10.2

Relatively strong balance-sheet zone.

FCF / Net Income

119.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Essent Group Ltd (NYSE-ESNT). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Essent Group Ltd (NYSE-ESNT)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 7, 2026

Days to Earnings

17

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

2.1%

Income yield reference.

Upcoming Dividend

1.4

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

17.9%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Essent Group Ltd (NYSE-ESNT), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Essent Group Ltd (NYSE-ESNT) Stock Forecast & Technical Outlook

Review Essent Group Ltd (NYSE-ESNT) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Essent Group Ltd (NYSE-ESNT) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Essent Group Ltd (NYSE-ESNT) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Essent Group Ltd (NYSE-ESNT) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Essent Group Ltd (NYSE-ESNT) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Essent Group Ltd (NYSE-ESNT) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Essent Group Ltd (NYSE-ESNT)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Essent Group Ltd (NYSE-ESNT) has a Hold consensus, with 3 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 3
Hold 4
Sell 0
FAQ • Fast Investor Answers

Essent Group Ltd (NYSE-ESNT) Stock FAQ

Quick answers about Essent Group Ltd (NYSE-ESNT) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$64.05
Estimated downside 2.2%
Valuation Rating
Overvalued
Estimated downside of 2.2%
Analyst Target
$68.75
Implied upside 4.9%
Financial Health
Great
Current financial-health read

The current fair value estimate for Essent Group Ltd (NYSE-ESNT) is $64.05. This implies an estimated downside of 2.2% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 2.2% versus the current market price.

The available analyst price target for Essent Group Ltd (NYSE-ESNT) is $68.75. The analyst target implies estimated upside of 4.9%.

The current financial health read for Essent Group Ltd (NYSE-ESNT) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Essent Group Ltd (NYSE-ESNT) is August 7, 2026.

Based on the current data, dividend yield is 2.1%, upcoming dividend amount is 1.4.

The current P/E ratio listed for Essent Group Ltd (NYSE-ESNT) is 8.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Essent Group Ltd is 6.098 B.

The current enterprise value listed for Essent Group Ltd is 564.5 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Essent Group Ltd is NYSE-ESNT, and the stock is listed on NYSE.

Essent Group Ltd (NYSE-ESNT) is listed on NYSE.

The current debt-to-total-capital ratio listed for Essent Group Ltd is 7.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Essent Group Ltd is 96.4%. Free float helps investors understand how much of the share base is available for public trading.

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