Gouverneur Bancorp (GOVB)
Gouverneur Bancorp, Inc. is the holding company for Gouverneur Savings and Loan Association, a New York-based banking organization serving individuals and businesses. Through its banking subsidiary, the company accepts a range of deposit products, including savings, NOW, money market, checking, and certificates of deposit. Its lending activities cover residential and commercial real estate, construction and land loans, home equity lending, commercial loans, and consumer loans for items such as automobiles, motorcycles, campers, boats, and other recreational vehicles. The company also maintains an investment portfolio that includes municipal bonds, U.S. Government securities, U.S. Government agency securities, municipal securities, and mortgage-backed securities. Gouverneur Bancorp focuses primarily on St. Lawrence County, as well as Jefferson and Lewis counties in New York State. Founded in 1892, the company is headquartered in Gouverneur, New York, and its common stock trades on OTC Markets under the symbol GOVB.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
OTC-GOVB
|
$15.75
|
-19.0% Downside
|
Overvalued
|
—
|
—
|
—
|
Fair
|
—
|
—
|
0.18
|
0.9%
|
July 21, 2026
|
21.5x
|
0.6x
|
2.4x
|
20.589 M
|
—
|
4.7%
|
71.1%
|
-1.3
|
18.7%
|
153.0%
|
