Zurich Insurance Group AG (ZFSVF)

Zurich Insurance Group AG is a Switzerland-based insurance company listed on OTC Markets under common stock classification. The group operates across Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific through its Property & Casualty Regions, Life Regions, and Farmers segments. Its product range includes motor, home, travel, general liability, life, critical illness, savings, investment, and retirement planning solutions. Zurich also provides specialist cover in areas such as property, casualty, energy, engineering, marine, liability, financial institutions, professional indemnity, cyber, accident and health, credit, and surety. In addition, it offers employee benefit insurance and services including climate resilience, risk engineering, captive support, cyber resilience, and reinsurance. The company serves individuals as well as businesses ranging from small enterprises to multinational corporations, distributing its products through agents, brokers, and banks.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-ZFSV.F
$958.61
27.0% Upside
Undervalued
Good
37.97
4.9%
August 6, 2026
16.8x
4.0x
1.6x
114.3 B
126.6 B
13.3%
99.8%
4.7
68.6%
79.8%
Valuation • Fair Value

Zurich Insurance Group AG (OTC-ZFSV.F) Fair Value by Valuation Model

Compare the primary fair value estimate for Zurich Insurance Group AG (OTC-ZFSV.F) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$958.61

Estimated upside of 27.0% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$504.98

Classic Ben Graham valuation formula reference.

DDM Fair Value

$1,373

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$682.11

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for Zurich Insurance Group AG (OTC-ZFSV.F) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Zurich Insurance Group AG (OTC-ZFSV.F)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

73.083 B

Current operating scale indicator.

Revenue Forecast

66.408 B

Forward revenue estimate.

EBITDA

10.767 B

Current operating profitability reference.

EBITDA Forecast

8.966 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Zurich Insurance Group AG (OTC-ZFSV.F) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Zurich Insurance Group AG (OTC-ZFSV.F)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

-2.35

No elevated caution signal from this screen.

Altman Z-Score

4.7

Relatively strong balance-sheet zone.

FCF / Net Income

79.8%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Zurich Insurance Group AG (OTC-ZFSV.F). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Zurich Insurance Group AG (OTC-ZFSV.F)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 6, 2026

Days to Earnings

16

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

4.9%

Income yield reference.

Upcoming Dividend

37.97

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

CHF

Currency used for the distribution.

Payout Ratio

68.6%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Zurich Insurance Group AG (OTC-ZFSV.F), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Zurich Insurance Group AG (OTC-ZFSV.F) Stock Forecast & Technical Outlook

Review Zurich Insurance Group AG (OTC-ZFSV.F) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Zurich Insurance Group AG (OTC-ZFSV.F) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Buy

The 1-hour technical read for Zurich Insurance Group AG (OTC-ZFSV.F) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Zurich Insurance Group AG (OTC-ZFSV.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Zurich Insurance Group AG (OTC-ZFSV.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Zurich Insurance Group AG (OTC-ZFSV.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Zurich Insurance Group AG (OTC-ZFSV.F)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for Zurich Insurance Group AG (OTC-ZFSV.F) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ Fast Investor Answers

Zurich Insurance Group AG (OTC-ZFSV.F) Stock FAQ

Quick answers about Zurich Insurance Group AG (OTC-ZFSV.F) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$958.61
Estimated upside 27.0%
Valuation Rating
Undervalued
Estimated upside of 27.0%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Good
Current financial-health read

The current fair value estimate for Zurich Insurance Group AG (OTC-ZFSV.F) is $958.61. This implies an estimated upside of 27.0% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 27.0% versus the current market price.

An analyst price target for Zurich Insurance Group AG (OTC-ZFSV.F) is not currently available in the latest data file.

The current financial health read for Zurich Insurance Group AG (OTC-ZFSV.F) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Zurich Insurance Group AG (OTC-ZFSV.F) is August 6, 2026.

Based on the current data, dividend yield is 4.9%, upcoming dividend amount is 37.97.

The current P/E ratio listed for Zurich Insurance Group AG (OTC-ZFSV.F) is 16.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Zurich Insurance Group AG is 114.3 B.

The current enterprise value listed for Zurich Insurance Group AG is 126.6 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Zurich Insurance Group AG is OTC-ZFSV.F, and the stock is listed on OTC Markets.

Zurich Insurance Group AG (OTC-ZFSV.F) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Zurich Insurance Group AG is 13.3%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Zurich Insurance Group AG is 99.8%. Free float helps investors understand how much of the share base is available for public trading.