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Banca Mediolanum SPA ADR (BNCDY)

Featured in Overvalued Stocks

Banca Mediolanum S.p.A. ADR is a depositary receipt listed on OTC Markets that reflects the common stock of Banca Mediolanum S.p.A., a financial services group based in Basiglio, Italy. The underlying issuer provides a broad range of banking and wealth-related products in Italy, including current accounts, deposit products, mortgage and personal loans, payment cards, and investment solutions such as mutual funds, unit-linked policies, trading, asset management, and bond-related products. Its offering also includes several insurance lines, covering health, life, serious illness, protection, and home and family needs. Founded in 1982, the company additionally markets specialized products such as SelfyCare Pet, SelfyCare Travel, and SelfyCare LifeProject.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-BNCD.Y
$40.29
-19.9% Downside
Overvalued
—
—
—
Good
—
—
2.01
4.2%
—
13.0x
3.5x
6.8x
18.899 B
—
10.1%
70.0%
-0.4
—
30.1%
Valuation • Fair Value

Banca Mediolanum SPA ADR (OTC-BNCD.Y) Fair Value by Valuation Model

Compare the primary fair value estimate for Banca Mediolanum SPA ADR (OTC-BNCD.Y) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$40.29

Estimated downside of 19.9% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$43.54

Classic Ben Graham valuation formula reference.

DDM Fair Value

$37.81

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$41.94

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for Banca Mediolanum SPA ADR (OTC-BNCD.Y) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Banca Mediolanum SPA ADR (OTC-BNCD.Y)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

2.822 B

Current operating scale indicator.

Revenue Forecast

3.066 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

1.696 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Banca Mediolanum SPA ADR (OTC-BNCD.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Banca Mediolanum SPA ADR (OTC-BNCD.Y)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-0.4

Lower score that deserves closer risk review.

FCF / Net Income

30.1%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Banca Mediolanum SPA ADR (OTC-BNCD.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Banca Mediolanum SPA ADR (OTC-BNCD.Y)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

Not available

Days to Earnings

Not available

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

4.2%

Income yield reference.

Upcoming Dividend

2.01

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Banca Mediolanum SPA ADR (OTC-BNCD.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Banca Mediolanum SPA ADR (OTC-BNCD.Y) Stock Forecast & Technical Outlook

Review Banca Mediolanum SPA ADR (OTC-BNCD.Y) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Sell

The 1-hour technical read for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Banca Mediolanum SPA ADR (OTC-BNCD.Y)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ • Fast Investor Answers

Banca Mediolanum SPA ADR (OTC-BNCD.Y) Stock FAQ

Quick answers about Banca Mediolanum SPA ADR (OTC-BNCD.Y) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$40.29
Estimated downside 19.9%
Valuation Rating
Overvalued
Estimated downside of 19.9%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Good
Current financial-health read

The current fair value estimate for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is $40.29. This implies an estimated downside of 19.9% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 19.9% versus the current market price.

An analyst price target for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is not currently available in the latest data file.

The current financial health read for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

Based on the current data, dividend yield is 4.2%, upcoming dividend amount is 2.01.

The current P/E ratio listed for Banca Mediolanum SPA ADR (OTC-BNCD.Y) is 13.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Banca Mediolanum SPA ADR is 18.899 B.

The ticker symbol for Banca Mediolanum SPA ADR is OTC-BNCD.Y, and the stock is listed on OTC Markets.

Banca Mediolanum SPA ADR (OTC-BNCD.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Banca Mediolanum SPA ADR is 10.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Banca Mediolanum SPA ADR is 70.0%. Free float helps investors understand how much of the share base is available for public trading.

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