What is the fair value of Merchants Bancorp (NASDAQ-MBIN) stock?

The current fair value estimate for Merchants Bancorp (NASDAQ-MBIN) is $45.06. This implies an estimated downside of 7.5% versus the current market price.

Is Merchants Bancorp (NASDAQ-MBIN) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 7.5% versus the current market price.

What is the analyst price target for NASDAQ-MBIN stock?

The available analyst price target for Merchants Bancorp (NASDAQ-MBIN) is $53.50. The analyst target implies estimated upside of 9.8%.

How is the financial health of Merchants Bancorp?

The current financial health read for Merchants Bancorp (NASDAQ-MBIN) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Merchants Bancorp's next earnings date?

The next earnings date currently listed for Merchants Bancorp (NASDAQ-MBIN) is July 28, 2026.

Does Merchants Bancorp (NASDAQ-MBIN) pay dividends?

Based on the current data, dividend yield is 0.9%, upcoming dividend amount is 0.44.

What is the P/E ratio for Merchants Bancorp (NASDAQ-MBIN)?

The current P/E ratio listed for Merchants Bancorp (NASDAQ-MBIN) is 11.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Merchants Bancorp?

The current market capitalization listed for Merchants Bancorp is 2.247 B.

What is the ticker symbol for Merchants Bancorp?

The ticker symbol for Merchants Bancorp is NASDAQ-MBIN, and the stock is listed on NASDAQ.

Where is Merchants Bancorp (NASDAQ-MBIN) listed?

Merchants Bancorp (NASDAQ-MBIN) is listed on NASDAQ.

What is the debt-to-total-capital ratio for Merchants Bancorp?

The current debt-to-total-capital ratio listed for Merchants Bancorp is 63.1%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Merchants Bancorp?

The free float listed for Merchants Bancorp is 62.8%. Free float helps investors understand how much of the share base is available for public trading.

Merchants Bancorp (MBIN) Fair Value & Stock Analysis

Merchants Bancorp (MBIN)

Merchants Bancorp is a U.S. bank holding company listed on NASDAQ under the ticker MBIN. The company operates through three business segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. Its mortgage banking activities include originating and servicing government-sponsored mortgages, along with bridge financing for refinancing, acquiring, or repositioning multi-family housing projects. It also provides construction lending for housing development and healthcare facility financing, as well as customized lending for skilled nursing properties such as independent living, assisted living, and memory care. In addition, the company acts as a tax credit equity syndicator.

Through its Mortgage Warehousing segment, Merchants Bancorp funds agency-eligible residential loans and commercial loans to non-depository financial institutions. Its Banking segment serves consumers and businesses with retail banking, commercial lending, agricultural lending, residential mortgage banking, correspondent mortgage banking, and Small Business Administration lending. Founded in 1990, the company is headquartered in Carmel, Indiana.

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Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Analyst Target Rating	Overall Financial Health	Upcoming Dividend Ex-Date	Dividend Payment Date	Upcoming Dividend	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Enterprise Value	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-MBIN	$45.06	-7.5% Downside	Fair	$53.50	9.8% Upside	Fair	Fair	—	—	0.44	0.9%	July 28, 2026	11.9x	1.3x	3.8x	2.247 B	—	63.1%	62.8%	-0.2	26.2%	-584.8%