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WCF Bancorp Inc (WCFB)

WCF Bancorp, Inc. is a bank holding company for WCF Financial Bank, serving individuals and businesses with a range of banking products and services. Its offerings include checking and savings accounts, money market accounts, certificates of deposit, and several lending categories such as personal, mortgage, business, agricultural, and commercial real estate loans. The company also provides debit and credit cards. WCF Bancorp operates through full-service offices in Webster City, Independence, and Tama, Iowa, and traces its founding to 1934. The common stock is traded on OTC Markets under the symbol WCFB.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-WCFB
$5.90
-2.4% Downside
Fair
—
—
—
Weak
—
—
0.2
3.3%
July 24, 2026
-3.1x
0.4x
1.7x
7.176 M
—
80.4%
—
-1.2
—
-9.3%
Valuation • Fair Value

WCF Bancorp Inc (OTC-WCFB) Fair Value by Valuation Model

Compare the primary fair value estimate for WCF Bancorp Inc (OTC-WCFB) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$5.90

Estimated downside of 2.4% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$0

Classic Ben Graham valuation formula reference.

DDM Fair Value

$3.83

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$6.59

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for WCF Bancorp Inc (OTC-WCFB) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for WCF Bancorp Inc (OTC-WCFB)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

4.205 M

Current operating scale indicator.

Revenue Forecast

4.263 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review WCF Bancorp Inc (OTC-WCFB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for WCF Bancorp Inc (OTC-WCFB)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Weak

Financial pressure deserves closer review.

Piotroski Score

2

Weak quality score that deserves closer review.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.2

Lower score that deserves closer risk review.

FCF / Net Income

-9.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for WCF Bancorp Inc (OTC-WCFB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for WCF Bancorp Inc (OTC-WCFB)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 24, 2026

Days to Earnings

3

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

3.3%

Income yield reference.

Upcoming Dividend

0.2

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for WCF Bancorp Inc (OTC-WCFB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

WCF Bancorp Inc (OTC-WCFB) Stock Forecast & Technical Outlook

Review WCF Bancorp Inc (OTC-WCFB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for WCF Bancorp Inc (OTC-WCFB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for WCF Bancorp Inc (OTC-WCFB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for WCF Bancorp Inc (OTC-WCFB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for WCF Bancorp Inc (OTC-WCFB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for WCF Bancorp Inc (OTC-WCFB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for WCF Bancorp Inc (OTC-WCFB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for WCF Bancorp Inc (OTC-WCFB) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ • Fast Investor Answers

WCF Bancorp Inc (OTC-WCFB) Stock FAQ

Quick answers about WCF Bancorp Inc (OTC-WCFB) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$5.90
Estimated downside 2.4%
Valuation Rating
Overvalued
Estimated downside of 2.4%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Weak
Current financial-health read

The current fair value estimate for WCF Bancorp Inc (OTC-WCFB) is $5.90. This implies an estimated downside of 2.4% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 2.4% versus the current market price.

An analyst price target for WCF Bancorp Inc (OTC-WCFB) is not currently available in the latest data file.

The current financial health read for WCF Bancorp Inc (OTC-WCFB) is Weak. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for WCF Bancorp Inc (OTC-WCFB) is July 24, 2026.

Based on the current data, dividend yield is 3.3%, upcoming dividend amount is 0.2.

The current P/E ratio listed for WCF Bancorp Inc (OTC-WCFB) is -3.1x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for WCF Bancorp Inc is 7.176 M.

The ticker symbol for WCF Bancorp Inc is OTC-WCFB, and the stock is listed on OTC Markets.

WCF Bancorp Inc (OTC-WCFB) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for WCF Bancorp Inc is 80.4%, which helps investors evaluate the company’s financing structure and leverage profile.

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