MetroCity Bankshares (MCBS)
MetroCity Bankshares, Inc. is a bank holding company for Metro City Bank and its common stock is listed on NASDAQ under the ticker MCBS. Through its banking operations in the United States, the company provides a range of deposit and lending services. Its deposit products include consumer and commercial checking and savings accounts, money market accounts, and certificates of deposit. Lending activities cover commercial and consumer loans, including single-family residential, construction and development, commercial real estate, commercial and industrial, residential mortgage, Small Business Administration, and other consumer loans. The company also provides letters of credit and maintains an investment securities portfolio. In addition, MetroCity Bankshares offers online and mobile banking, ATM access, telephone, mail, and appointment-based banking, debit cards, direct deposits, cashier’s checks, treasury management services, and cash management products such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. Founded in 2006, the company is headquartered in Doraville, Georgia.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NASDAQ-MCBS
|
$38.77
|
7.8% Upside
|
Fair
|
$38
|
5.6% Upside
|
Fair
|
Good
|
July 29, 2026
|
August 7, 2026
|
1.16
|
3.2%
|
July 21, 2026
|
13.8x
|
1.9x
|
6.0x
|
1.038 B
|
—
|
29.8%
|
76.4%
|
-0.8
|
35.2%
|
95.2%
|