What is the fair value of Oportun Financial Corp (NASDAQ-OPRT) stock?

The current fair value estimate for Oportun Financial Corp (NASDAQ-OPRT) is $7.18. This implies an estimated upside of 23.8% versus the current market price.

Is Oportun Financial Corp (NASDAQ-OPRT) undervalued or overvalued?

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 23.8% versus the current market price.

What is the analyst price target for NASDAQ-OPRT stock?

The available analyst price target for Oportun Financial Corp (NASDAQ-OPRT) is $9. The analyst target implies estimated upside of 55.0%.

How is the financial health of Oportun Financial Corp?

The current financial health read for Oportun Financial Corp (NASDAQ-OPRT) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Oportun Financial Corp's next earnings date?

The next earnings date currently listed for Oportun Financial Corp (NASDAQ-OPRT) is August 12, 2026.

Does Oportun Financial Corp (NASDAQ-OPRT) pay dividends?

Based on the current data, dividend yield is 0.0%.

What is the P/E ratio for Oportun Financial Corp (NASDAQ-OPRT)?

The current P/E ratio listed for Oportun Financial Corp (NASDAQ-OPRT) is 15.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Oportun Financial Corp?

The current market capitalization listed for Oportun Financial Corp is 273.4 M.

What is the ticker symbol for Oportun Financial Corp?

The ticker symbol for Oportun Financial Corp is NASDAQ-OPRT, and the stock is listed on NASDAQ.

Where is Oportun Financial Corp (NASDAQ-OPRT) listed?

Oportun Financial Corp (NASDAQ-OPRT) is listed on NASDAQ.

What is the debt-to-total-capital ratio for Oportun Financial Corp?

The current debt-to-total-capital ratio listed for Oportun Financial Corp is 90.9%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Oportun Financial Corp?

The free float listed for Oportun Financial Corp is 67.0%. Free float helps investors understand how much of the share base is available for public trading.

Oportun Financial Corp (OPRT) Fair Value & Stock Analysis |...

Oportun Financial Corp (OPRT)

Oportun Financial Corp is a common stock listing on NASDAQ for a U.S. financial services company focused on consumer finance. Through its operations, Oportun provides personal loans and credit cards to customers in the United States. The company distributes its services through online channels, by telephone, and via retail locations and Lending as a Service partner locations. Founded in 2005, Oportun Financial Corp is headquartered in San Mateo, California.

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Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Analyst Target Rating	Overall Financial Health	Upcoming Dividend Ex-Date	Dividend Payment Date	Upcoming Dividend	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Enterprise Value	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-OPRT	$7.18	23.8% Upside	Undervalued	$9	55.0% Upside	Bargain	Good	—	—	—	0.0%	August 12, 2026	15.2x	0.7x	0.4x	273.4 M	—	90.9%	67.0%	9.5	—	2,334.8%