What is the fair value of Pagaya (NASDAQ-PGY) stock?

The current fair value estimate for Pagaya (NASDAQ-PGY) is $21.64. This implies an estimated upside of 23.9% versus the current market price.

Is Pagaya (NASDAQ-PGY) undervalued or overvalued?

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 23.9% versus the current market price.

What is the analyst price target for NASDAQ-PGY stock?

The available analyst price target for Pagaya (NASDAQ-PGY) is $26.50. The analyst target implies estimated upside of 51.8%.

How is the financial health of Pagaya?

The current financial health read for Pagaya (NASDAQ-PGY) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Pagaya's next earnings date?

The next earnings date currently listed for Pagaya (NASDAQ-PGY) is July 30, 2026.

Does Pagaya (NASDAQ-PGY) pay dividends?

Based on the current data, dividend yield is 0.0%.

What is the P/E ratio for Pagaya (NASDAQ-PGY)?

The current P/E ratio listed for Pagaya (NASDAQ-PGY) is 15.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Pagaya?

The current market capitalization listed for Pagaya is 1.417 B.

What is the enterprise value of Pagaya?

The current enterprise value listed for Pagaya is 1.188 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

What is the ticker symbol for Pagaya?

The ticker symbol for Pagaya is NASDAQ-PGY, and the stock is listed on NASDAQ.

Where is Pagaya (NASDAQ-PGY) listed?

Pagaya (NASDAQ-PGY) is listed on NASDAQ.

What is the debt-to-total-capital ratio for Pagaya?

The current debt-to-total-capital ratio listed for Pagaya is 38.0%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Pagaya?

The free float listed for Pagaya is 81.1%. Free float helps investors understand how much of the share base is available for public trading.

Pagaya (PGY) Fair Value & Stock Analysis

Pagaya (PGY)

Pagaya Technologies Ltd. is a New York-based technology company focused on applying data science and proprietary artificial intelligence tools to financial services. The company develops products designed to help partners evaluate and route loan applications, improve customer acquisition, and speed transaction processing. Its offerings include Decline Monetization, which can redirect rejected applications into its network for further review, along with Dual Look, First Look, Affiliate Optimizer Engine, Direct Marketing Engine, and FastPass. Pagaya works with financial technology companies, banks and other financial institutions, auto finance providers, and residential real estate service providers. Founded in 2016, the company operates in the United States, Israel, and the Cayman Islands. This listing represents Pagaya’s common stock on the NASDAQ exchange.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

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Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Analyst Target Rating	Overall Financial Health	Upcoming Dividend Ex-Date	Dividend Payment Date	Upcoming Dividend	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Enterprise Value	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-PGY	$21.64	23.9% Upside	Undervalued	$26.50	51.8% Upside	Bargain	Great	—	—	—	0.0%	July 30, 2026	15.3x	2.7x	1.1x	1.417 B	1.188 B	38.0%	81.1%	2.5	—	232.0%

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