First Citizens BancShares Inc Preferred Series C (FCNCO)

First Citizens BancShares Inc Preferred Series C (NASDAQ: FCNCO) is a preferred stock security issued in connection with First Citizens BancShares, Inc., the bank holding company for First-Citizens Bank & Trust Company. The issuer provides banking and related financial services to individuals, businesses, and professionals in the United States and in select international markets. Its operations are organized across General Bank, Commercial Bank, and Rail segments. The General Bank segment includes deposit accounts, mortgage and business lending, advisory and trust services, and payment and treasury functions. The Commercial Bank segment focuses on leasing, capital markets, factoring, receivables, supply chain financing, and other commercial banking services. The Rail segment provides leasing and financing solutions for railcars and locomotives. Founded in 1898, the company is headquartered in Raleigh, North Carolina.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-FCNC.O
$21.99
6.2% Upside
Fair
Good
1.41
6.8%
July 30, 2026
10.7x
1.2x
2.6x
23.781 B
58.5%
72.8%
-0.3
7.5%
62.7%
Valuation • Fair Value

First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) Fair Value by Valuation Model

Compare the primary fair value estimate for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$21.99

Estimated upside of 6.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$21

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$21.99

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

9.141 B

Current operating scale indicator.

Revenue Forecast

8.762 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-0.3

Lower score that deserves closer risk review.

FCF / Net Income

62.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 30, 2026

Days to Earnings

9

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

6.8%

Income yield reference.

Upcoming Dividend

1.41

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

7.5%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) Stock Forecast & Technical Outlook

Review First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Buy

The 1-hour technical read for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Buy

The daily technical read for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ Fast Investor Answers

First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) Stock FAQ

Quick answers about First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$21.99
Estimated upside 6.2%
Valuation Rating
Undervalued
Estimated upside of 6.2%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Good
Current financial-health read

The current fair value estimate for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) is $21.99. This implies an estimated upside of 6.2% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 6.2% versus the current market price.

An analyst price target for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) is not currently available in the latest data file.

The current financial health read for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) is July 30, 2026.

Based on the current data, dividend yield is 6.8%, upcoming dividend amount is 1.41.

The current P/E ratio listed for First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) is 10.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for First Citizens BancShares Inc Preferred Series C is 23.781 B.

The ticker symbol for First Citizens BancShares Inc Preferred Series C is NASDAQ-FCNC.O, and the stock is listed on NASDAQ.

First Citizens BancShares Inc Preferred Series C (NASDAQ-FCNC.O) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for First Citizens BancShares Inc Preferred Series C is 58.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for First Citizens BancShares Inc Preferred Series C is 72.8%. Free float helps investors understand how much of the share base is available for public trading.