Kansas City Life Insurance Company (KCLI)

Featured in Small-Cap Stocks

Kansas City Life Insurance Company is a financial services company that writes insurance products in the United States, including the District of Columbia. Its business is organized into three operating segments: Individual Insurance, Group Insurance, and Old American. The Individual Insurance segment includes individual life products under the Kansas City Life and Grange Life brands, as well as assumed reinsurance activity. The Group Insurance segment provides group life, dental, vision, disability, accident, and critical illness coverage. The Old American segment focuses on individual final expense insurance products. Founded in 1895, Kansas City Life Insurance Company is based in Kansas City, Missouri. The company’s common stock is listed on OTC Markets under the symbol KCLI.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-KCLI
$33.41
0.0% Upside
Fair
Weak
0.72
2.2%
July 28, 2026
-21.1x
0.5x
0.7x
323.4 M
315.5 M
0.0%
0.6
-37.9%
753.0%
Valuation • Fair Value

Kansas City Life Insurance Company (OTC-KCLI) Fair Value by Valuation Model

Compare the primary fair value estimate for Kansas City Life Insurance Company (OTC-KCLI) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$33.41

Primary valuation read based on the latest available data.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$0

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$33.41

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for Kansas City Life Insurance Company (OTC-KCLI) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Kansas City Life Insurance Company (OTC-KCLI)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

485.3 M

Current operating scale indicator.

Revenue Forecast

485.4 M

Forward revenue estimate.

EBITDA

-24.483 M

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Kansas City Life Insurance Company (OTC-KCLI) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Kansas City Life Insurance Company (OTC-KCLI)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Weak

Financial pressure deserves closer review.

Piotroski Score

4

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

0.6

Lower score that deserves closer risk review.

FCF / Net Income

753.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Kansas City Life Insurance Company (OTC-KCLI). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Kansas City Life Insurance Company (OTC-KCLI)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 28, 2026

Days to Earnings

7

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

2.2%

Income yield reference.

Upcoming Dividend

0.72

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

-37.9%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Kansas City Life Insurance Company (OTC-KCLI), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Kansas City Life Insurance Company (OTC-KCLI) Stock Forecast & Technical Outlook

Review Kansas City Life Insurance Company (OTC-KCLI) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Kansas City Life Insurance Company (OTC-KCLI) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Kansas City Life Insurance Company (OTC-KCLI) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Kansas City Life Insurance Company (OTC-KCLI) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Kansas City Life Insurance Company (OTC-KCLI) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Kansas City Life Insurance Company (OTC-KCLI) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Kansas City Life Insurance Company (OTC-KCLI)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for Kansas City Life Insurance Company (OTC-KCLI) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ Fast Investor Answers

Kansas City Life Insurance Company (OTC-KCLI) Stock FAQ

Quick answers about Kansas City Life Insurance Company (OTC-KCLI) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$33.41
Near current price
Valuation Rating
Near Fair Value
Price is close to fair value
Analyst Target
Not available
Data is currently unavailable
Financial Health
Weak
Current financial-health read

The current fair value estimate for Kansas City Life Insurance Company (OTC-KCLI) is $33.41. The stock is trading close to the current fair value estimate.

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

An analyst price target for Kansas City Life Insurance Company (OTC-KCLI) is not currently available in the latest data file.

The current financial health read for Kansas City Life Insurance Company (OTC-KCLI) is Weak. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Kansas City Life Insurance Company (OTC-KCLI) is July 28, 2026.

Based on the current data, dividend yield is 2.2%, upcoming dividend amount is 0.72.

The current P/E ratio listed for Kansas City Life Insurance Company (OTC-KCLI) is -21.1x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Kansas City Life Insurance Company is 323.4 M.

The current enterprise value listed for Kansas City Life Insurance Company is 315.5 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Kansas City Life Insurance Company is OTC-KCLI, and the stock is listed on OTC Markets.

Kansas City Life Insurance Company (OTC-KCLI) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Kansas City Life Insurance Company is 0.0%, which helps investors evaluate the company’s financing structure and leverage profile.