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MFA Financial Inc (MFA)

Featured in Small-Cap Stocks

MFA Financial, Inc. is a real estate investment trust (REIT) listed on the NYSE under the ticker MFA. Through its subsidiaries, the company operates in the United States and is organized around two segments: Mortgage-Related Assets and Lima One. The Mortgage-Related Assets segment manages a diversified portfolio that includes residential whole loans, such as nonqualified mortgage loans, business purpose loans, single-family rental loans, transitional loans, legacy re-performing and non-performing loans, and agency-eligible investor loans. It also invests in residential mortgage-backed securities, including agency and non-agency MBS, as well as credit risk transfer securities. The Lima One segment operates a mortgage origination and servicing business focused on business purpose loans for real estate investors and related mortgage banking activities. MFA Financial uses securitization transactions, warehouse financing, and repurchase agreements to support its investment activities. The company was incorporated in 1997 and is based in New York, New York.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-MFA
$9.63
3.1% Upside
Fair
$14.08
50.8% Upside
Bargain
Good
June 30, 2026
July 31, 2026
1.44
15.5%
August 5, 2026
10.4x
0.5x
3.3x
943.8 M
—
92.2%
97.6%
7.5
143.9%
177.5%
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Valuation • Fair Value

MFA Financial Inc (NYSE-MFA) Fair Value by Valuation Model

Compare the primary fair value estimate for MFA Financial Inc (NYSE-MFA) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$9.63

Estimated upside of 3.1% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$9.96

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$9.63

Comparable-company valuation reference.

Analyst Price Target

$14.08

Analysts imply upside of 50.8%.

How to read these valuation models

Use this section to compare the primary fair value estimate for MFA Financial Inc (NYSE-MFA) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for MFA Financial Inc (NYSE-MFA)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

288.1 M

Current operating scale indicator.

Revenue Forecast

241 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review MFA Financial Inc (NYSE-MFA) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for MFA Financial Inc (NYSE-MFA)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

3

Weak quality score that deserves closer review.

Beneish M-Score

-2.25

No elevated caution signal from this screen.

Altman Z-Score

7.5

Relatively strong balance-sheet zone.

FCF / Net Income

177.5%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for MFA Financial Inc (NYSE-MFA). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for MFA Financial Inc (NYSE-MFA)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 5, 2026

Days to Earnings

15

Dividend Payment Date

July 31, 2026

Ex-Dividend Date

June 30, 2026

Dividend Yield

15.5%

Income yield reference.

Upcoming Dividend

1.44

Upcoming distribution amount.

Payment Type

Cash

Distribution type as reported in the data.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

143.9%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for MFA Financial Inc (NYSE-MFA), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

MFA Financial Inc (NYSE-MFA) Stock Forecast & Technical Outlook

Review MFA Financial Inc (NYSE-MFA) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for MFA Financial Inc (NYSE-MFA) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for MFA Financial Inc (NYSE-MFA) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for MFA Financial Inc (NYSE-MFA) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for MFA Financial Inc (NYSE-MFA) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for MFA Financial Inc (NYSE-MFA) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for MFA Financial Inc (NYSE-MFA)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, MFA Financial Inc (NYSE-MFA) has a Hold consensus, with 2 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 4
Sell 0
FAQ • Fast Investor Answers

MFA Financial Inc (NYSE-MFA) Stock FAQ

Quick answers about MFA Financial Inc (NYSE-MFA) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$9.63
Estimated upside 3.1%
Valuation Rating
Undervalued
Estimated upside of 3.1%
Analyst Target
$14.08
Implied upside 50.8%
Financial Health
Good
Current financial-health read

The current fair value estimate for MFA Financial Inc (NYSE-MFA) is $9.63. This implies an estimated upside of 3.1% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 3.1% versus the current market price.

The available analyst price target for MFA Financial Inc (NYSE-MFA) is $14.08. The analyst target implies estimated upside of 50.8%.

The current financial health read for MFA Financial Inc (NYSE-MFA) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for MFA Financial Inc (NYSE-MFA) is August 5, 2026.

Based on the current data, dividend yield is 15.5%, upcoming dividend amount is 1.44, ex-dividend date is June 30, 2026, payment date is July 31, 2026.

The current P/E ratio listed for MFA Financial Inc (NYSE-MFA) is 10.4x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for MFA Financial Inc is 943.8 M.

The ticker symbol for MFA Financial Inc is NYSE-MFA, and the stock is listed on NYSE.

MFA Financial Inc (NYSE-MFA) is listed on NYSE.

The current debt-to-total-capital ratio listed for MFA Financial Inc is 92.2%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for MFA Financial Inc is 97.6%. Free float helps investors understand how much of the share base is available for public trading.

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