Regional Management Corp (RM)

Featured in Small-Cap Stocks

Regional Management Corp. is a consumer finance company listed on the NYSE under the symbol RM. Through its lending operations, the company provides installment loan products to borrowers in the United States, with a focus on customers who have limited access to credit from banks, thrifts, credit card issuers, and other lenders. Its product set includes both small and larger loans, along with related payment and collateral protection insurance coverage. These optional insurance products include credit life, accidental and health, involuntary unemployment, and personal property protection, and the company also provides reinsurance services. Regional Management sources loans through branches, direct mail, digital partners, and its consumer website. The company was incorporated in 1987 and is headquartered in Greer, South Carolina.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-RM
$42.65
1.6% Upside
Fair
$48
14.4% Upside
Fair
Good
1.2
2.9%
July 29, 2026
7.8x
1.0x
0.6x
383.1 M
2.036 B
81.3%
70.9%
2.1
24.1%
659.4%
Valuation • Fair Value

Regional Management Corp (NYSE-RM) Fair Value by Valuation Model

Compare the primary fair value estimate for Regional Management Corp (NYSE-RM) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$42.65

Estimated upside of 1.6% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$58.81

Classic Ben Graham valuation formula reference.

DDM Fair Value

$28.93

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$47.22

Comparable-company valuation reference.

Analyst Price Target

$48

Analysts imply upside of 14.4%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Regional Management Corp (NYSE-RM) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Regional Management Corp (NYSE-RM)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

638.8 M

Current operating scale indicator.

Revenue Forecast

705 M

Forward revenue estimate.

EBITDA

168.8 M

Current operating profitability reference.

EBITDA Forecast

166.2 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Regional Management Corp (NYSE-RM) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Regional Management Corp (NYSE-RM)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

-2.99

No elevated caution signal from this screen.

Altman Z-Score

2.1

Intermediate risk zone.

FCF / Net Income

659.4%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Regional Management Corp (NYSE-RM). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Regional Management Corp (NYSE-RM)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 29, 2026

Days to Earnings

8

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

2.9%

Income yield reference.

Upcoming Dividend

1.2

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

24.1%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Regional Management Corp (NYSE-RM), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Regional Management Corp (NYSE-RM) Stock Forecast & Technical Outlook

Review Regional Management Corp (NYSE-RM) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Regional Management Corp (NYSE-RM) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Sell

The 1-hour technical read for Regional Management Corp (NYSE-RM) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Buy

The daily technical read for Regional Management Corp (NYSE-RM) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Regional Management Corp (NYSE-RM) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Regional Management Corp (NYSE-RM) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Regional Management Corp (NYSE-RM)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, Regional Management Corp (NYSE-RM) has a Buy consensus, with 2 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 1
Sell 0
FAQ Fast Investor Answers

Regional Management Corp (NYSE-RM) Stock FAQ

Quick answers about Regional Management Corp (NYSE-RM) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$42.65
Estimated upside 1.6%
Valuation Rating
Near Fair Value
Price is close to fair value
Analyst Target
$48
Implied upside 14.4%
Financial Health
Good
Current financial-health read

The current fair value estimate for Regional Management Corp (NYSE-RM) is $42.65. This implies an estimated upside of 1.6% versus the current market price.

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

The available analyst price target for Regional Management Corp (NYSE-RM) is $48. The analyst target implies estimated upside of 14.4%.

The current financial health read for Regional Management Corp (NYSE-RM) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Regional Management Corp (NYSE-RM) is July 29, 2026.

Based on the current data, dividend yield is 2.9%, upcoming dividend amount is 1.2.

The current P/E ratio listed for Regional Management Corp (NYSE-RM) is 7.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Regional Management Corp is 383.1 M.

The current enterprise value listed for Regional Management Corp is 2.036 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Regional Management Corp is NYSE-RM, and the stock is listed on NYSE.

Regional Management Corp (NYSE-RM) is listed on NYSE.

The current debt-to-total-capital ratio listed for Regional Management Corp is 81.3%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Regional Management Corp is 70.9%. Free float helps investors understand how much of the share base is available for public trading.