Bread Financial Holdings Inc (BFH)

Bread Financial Holdings Inc. is a consumer finance company listed on the NYSE as common stock under the ticker BFH. The company provides technology-enabled payment and lending solutions to customers and consumer-focused businesses across North America. Its offerings include credit card and other financing services, risk management, underwriting, and funding support for private label and co-brand card programs, as well as installment loans and split-pay products. Bread Financial also manages and services loans it originates, and provides marketing, data, and analytics services to merchants and partners.

In addition, the company operates Bread Pay, a digital payments platform with APIs that support online point-of-sale financing and related payment products, and it offers an enhanced digital suite that gives access to its product set earlier in the shopping journey. Bread Financial also provides retail and deposit products, including certificates of deposit, high-yield savings accounts, and traditional and Roth IRAs. The company was formerly known as Alliance Data Systems Corporation and is headquartered in Columbus, Ohio.

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