United Fire Group Inc (UFCS)


United Fire Group, Inc. is a common stock listing on NASDAQ for a financials-sector company focused on property and casualty insurance in the United States. Through its subsidiaries, the company writes a range of insurance products, including property and casualty coverage, surety bonds, fire and allied lines, other liability, automobile, workers' compensation, marine specialty, professional liability, earthquake, specialty and surplus lines, and reinsurance coverage. Its business serves small business owners and middle market companies in industries such as construction, services, retail trade, financial services, and manufacturing. United Fire Group distributes its products through independent agencies. The company was incorporated in 1946 and is headquartered in Cedar Rapids, Iowa.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-UFCS
$44.35
-13.5% Downside
Fair
$51
-0.5% Downside
Fair
Great
0.8
1.6%
August 3, 2026
10.1x
1.4x
0.9x
1.318 B
1.299 B
10.0%
86.3%
0.5
13.3%
219.4%
Valuation • Fair Value

United Fire Group Inc (NASDAQ-UFCS) Fair Value by Valuation Model

Compare the primary fair value estimate for United Fire Group Inc (NASDAQ-UFCS) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$44.35

Estimated downside of 13.5% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$56.46

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$44.35

Comparable-company valuation reference.

Analyst Price Target

$51

Analysts imply downside of 0.5%.

How to read these valuation models

Use this section to compare the primary fair value estimate for United Fire Group Inc (NASDAQ-UFCS) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for United Fire Group Inc (NASDAQ-UFCS)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

1.425 B

Current operating scale indicator.

Revenue Forecast

1.543 B

Forward revenue estimate.

EBITDA

187.3 M

Current operating profitability reference.

EBITDA Forecast

153.4 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review United Fire Group Inc (NASDAQ-UFCS) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for United Fire Group Inc (NASDAQ-UFCS)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Great

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

0.5

Lower score that deserves closer risk review.

FCF / Net Income

219.4%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for United Fire Group Inc (NASDAQ-UFCS). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for United Fire Group Inc (NASDAQ-UFCS)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 3, 2026

Days to Earnings

13

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

1.6%

Income yield reference.

Upcoming Dividend

0.8

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

13.3%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for United Fire Group Inc (NASDAQ-UFCS), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

United Fire Group Inc (NASDAQ-UFCS) Stock Forecast & Technical Outlook

Review United Fire Group Inc (NASDAQ-UFCS) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for United Fire Group Inc (NASDAQ-UFCS) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Sell

The 1-hour technical read for United Fire Group Inc (NASDAQ-UFCS) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for United Fire Group Inc (NASDAQ-UFCS) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for United Fire Group Inc (NASDAQ-UFCS) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for United Fire Group Inc (NASDAQ-UFCS) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for United Fire Group Inc (NASDAQ-UFCS)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, United Fire Group Inc (NASDAQ-UFCS) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ Fast Investor Answers

United Fire Group Inc (NASDAQ-UFCS) Stock FAQ

Quick answers about United Fire Group Inc (NASDAQ-UFCS) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$44.35
Estimated downside 13.5%
Valuation Rating
Overvalued
Estimated downside of 13.5%
Analyst Target
$51
Implied downside 0.5%
Financial Health
Great
Current financial-health read

The current fair value estimate for United Fire Group Inc (NASDAQ-UFCS) is $44.35. This implies an estimated downside of 13.5% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 13.5% versus the current market price.

The available analyst price target for United Fire Group Inc (NASDAQ-UFCS) is $51. The analyst target implies estimated downside of 0.5%.

The current financial health read for United Fire Group Inc (NASDAQ-UFCS) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for United Fire Group Inc (NASDAQ-UFCS) is August 3, 2026.

Based on the current data, dividend yield is 1.6%, upcoming dividend amount is 0.8.

The current P/E ratio listed for United Fire Group Inc (NASDAQ-UFCS) is 10.1x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for United Fire Group Inc is 1.318 B.

The current enterprise value listed for United Fire Group Inc is 1.299 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for United Fire Group Inc is NASDAQ-UFCS, and the stock is listed on NASDAQ.

United Fire Group Inc (NASDAQ-UFCS) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for United Fire Group Inc is 10.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for United Fire Group Inc is 86.3%. Free float helps investors understand how much of the share base is available for public trading.