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Open Lending Corp (LPRO)

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Open Lending Corp is a common stock listing on the NASDAQ exchange. The company provides lending enablement and risk analytics solutions in the United States, with a focus on credit unions, regional banks, finance companies, and captive finance companies linked to automakers. Its cloud-based Lenders Protection Platform supports automotive lending workflows by combining loan analytics, risk-based pricing, risk modeling, and automated credit decisioning, along with automated placement of credit default insurance through third-party insurers. Open Lending was founded in 2000 and is headquartered in Austin, Texas.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-LPRO
$4.05
28.9% Upside
Undervalued
$2.92
-7.0% Downside
Fair
Fair
—
—
—
0.0%
August 11, 2026
-69.8x
4.9x
4.2x
371.5 M
282.7 M
18.6%
80.6%
0.7
—
2.5%
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Valuation • Fair Value

Open Lending Corp (NASDAQ-LPRO) Fair Value by Valuation Model

Compare the primary fair value estimate for Open Lending Corp (NASDAQ-LPRO) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$4.05

Estimated upside of 28.9% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

$4.95

Discounted cash flow valuation reference.

Ben Graham Formula Value

$0

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

$2.58

Earnings power value estimate.

Comps Fair Value

$3.39

Comparable-company valuation reference.

Analyst Price Target

$2.92

Analysts imply downside of 7.0%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Open Lending Corp (NASDAQ-LPRO) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Open Lending Corp (NASDAQ-LPRO)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

89.315 M

Current operating scale indicator.

Revenue Forecast

102 M

Forward revenue estimate.

EBITDA

5.021 M

Current operating profitability reference.

EBITDA Forecast

26.238 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Open Lending Corp (NASDAQ-LPRO) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Open Lending Corp (NASDAQ-LPRO)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

-0.51

Higher caution zone on this screen.

Altman Z-Score

0.7

Lower score that deserves closer risk review.

FCF / Net Income

2.5%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Open Lending Corp (NASDAQ-LPRO). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Open Lending Corp (NASDAQ-LPRO)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 11, 2026

Days to Earnings

21

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Open Lending Corp (NASDAQ-LPRO), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Open Lending Corp (NASDAQ-LPRO) Stock Forecast & Technical Outlook

Review Open Lending Corp (NASDAQ-LPRO) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Open Lending Corp (NASDAQ-LPRO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Open Lending Corp (NASDAQ-LPRO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Open Lending Corp (NASDAQ-LPRO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Open Lending Corp (NASDAQ-LPRO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Neutral

The monthly technical read for Open Lending Corp (NASDAQ-LPRO) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Open Lending Corp (NASDAQ-LPRO)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Open Lending Corp (NASDAQ-LPRO) has a Hold consensus, with 0 buy, 7 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 7
Sell 0
FAQ • Fast Investor Answers

Open Lending Corp (NASDAQ-LPRO) Stock FAQ

Quick answers about Open Lending Corp (NASDAQ-LPRO) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$4.05
Estimated upside 28.9%
Valuation Rating
Undervalued
Estimated upside of 28.9%
Analyst Target
$2.92
Implied downside 7.0%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Open Lending Corp (NASDAQ-LPRO) is $4.05. This implies an estimated upside of 28.9% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 28.9% versus the current market price.

The available analyst price target for Open Lending Corp (NASDAQ-LPRO) is $2.92. The analyst target implies estimated downside of 7.0%.

The current financial health read for Open Lending Corp (NASDAQ-LPRO) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Open Lending Corp (NASDAQ-LPRO) is August 11, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for Open Lending Corp (NASDAQ-LPRO) is -69.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Open Lending Corp is 371.5 M.

The current enterprise value listed for Open Lending Corp is 282.7 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Open Lending Corp is NASDAQ-LPRO, and the stock is listed on NASDAQ.

Open Lending Corp (NASDAQ-LPRO) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Open Lending Corp is 18.6%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Open Lending Corp is 80.6%. Free float helps investors understand how much of the share base is available for public trading.

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