Ready Capital Corp (RC)

Featured in High-Beta Stocks

Ready Capital Corp. is a New York-based real estate finance company organized as a real estate investment trust (REIT) and listed on the NYSE under the ticker RC. Through its LMM Commercial Real Estate and Small Business Lending segments, the company originates, acquires, finances, and services a range of credit assets, including lower-to-middle-market commercial real estate loans, SBA-backed small business loans, residential mortgage loans, construction loans, USDA loans, and mortgage-backed securities tied primarily to LLM loans. The LMM Commercial Real Estate business covers lending across multiple stages of a property’s life cycle, including construction, bridge, stabilized, and agency channels. The Small Business Lending segment focuses on owner-occupied SBA Section 7(a) loans, along with USDA and other small business loans. Formerly known as Sutherland Asset Management Corporation, the company adopted its current name in 2018.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-RC
$1.59
4.8% Upside
Fair
$1.80
18.4% Upside
Undervalued
Weak
June 30, 2026
July 31, 2026
0.04
2.6%
August 12, 2026
-0.5x
0.2x
-1.1x
254.9 M
90.8%
88.2%
7.2
-14.3%
-177.8%
Valuation • Fair Value

Ready Capital Corp (NYSE-RC) Fair Value by Valuation Model

Compare the primary fair value estimate for Ready Capital Corp (NYSE-RC) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$1.59

Estimated upside of 4.8% versus the current market price.

Fair Value Confidence

Low

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$0

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$1.59

Comparable-company valuation reference.

Analyst Price Target

$1.80

Analysts imply upside of 18.4%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Ready Capital Corp (NYSE-RC) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Ready Capital Corp (NYSE-RC)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

-238.2 M

Current operating scale indicator.

Revenue Forecast

267.8 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Ready Capital Corp (NYSE-RC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Ready Capital Corp (NYSE-RC)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Weak

Financial pressure deserves closer review.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

-2.83

No elevated caution signal from this screen.

Altman Z-Score

7.2

Relatively strong balance-sheet zone.

FCF / Net Income

-177.8%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Ready Capital Corp (NYSE-RC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Ready Capital Corp (NYSE-RC)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 12, 2026

Days to Earnings

22

Dividend Payment Date

July 31, 2026

Ex-Dividend Date

June 30, 2026

Dividend Yield

2.6%

Income yield reference.

Upcoming Dividend

0.04

Upcoming distribution amount.

Payment Type

Cash

Distribution type as reported in the data.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

-14.3%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Ready Capital Corp (NYSE-RC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Ready Capital Corp (NYSE-RC) Stock Forecast & Technical Outlook

Review Ready Capital Corp (NYSE-RC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Sell

The 15-minute technical read for Ready Capital Corp (NYSE-RC) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Ready Capital Corp (NYSE-RC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Ready Capital Corp (NYSE-RC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Ready Capital Corp (NYSE-RC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Ready Capital Corp (NYSE-RC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Ready Capital Corp (NYSE-RC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Ready Capital Corp (NYSE-RC) has a Hold consensus, with 0 buy, 6 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 6
Sell 0
FAQ Fast Investor Answers

Ready Capital Corp (NYSE-RC) Stock FAQ

Quick answers about Ready Capital Corp (NYSE-RC) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$1.59
Estimated upside 4.8%
Valuation Rating
Undervalued
Estimated upside of 4.8%
Analyst Target
$1.80
Implied upside 18.4%
Financial Health
Weak
Current financial-health read

The current fair value estimate for Ready Capital Corp (NYSE-RC) is $1.59. This implies an estimated upside of 4.8% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 4.8% versus the current market price.

The available analyst price target for Ready Capital Corp (NYSE-RC) is $1.80. The analyst target implies estimated upside of 18.4%.

The current financial health read for Ready Capital Corp (NYSE-RC) is Weak. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Ready Capital Corp (NYSE-RC) is August 12, 2026.

Based on the current data, dividend yield is 2.6%, upcoming dividend amount is 0.04, ex-dividend date is June 30, 2026, payment date is July 31, 2026.

The current P/E ratio listed for Ready Capital Corp (NYSE-RC) is -0.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Ready Capital Corp is 254.9 M.

The ticker symbol for Ready Capital Corp is NYSE-RC, and the stock is listed on NYSE.

Ready Capital Corp (NYSE-RC) is listed on NYSE.

The current debt-to-total-capital ratio listed for Ready Capital Corp is 90.8%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Ready Capital Corp is 88.2%. Free float helps investors understand how much of the share base is available for public trading.