Fifth District Bancorp Inc (FDSB)

Fifth District Bancorp Inc. is a financial holding company and the parent of Fifth District Savings Bank, a community-focused banking organization serving primarily the New Orleans-Metairie metropolitan area. Through its banking subsidiary, the company provides a range of deposit products, including checking accounts, money market accounts, and certificates of deposit. Its lending activities include fixed-rate one- to four-family residential mortgage loans, construction loans, home equity loans, home equity lines of credit, land loans, and share loans, along with the purchase of commercial business loans. The company also supports customers with digital and remote banking tools such as mobile banking, online banking, telephone banking, bill pay, and electronic funds transfer services through SmartPay. Founded in 1926 and based in New Orleans, Louisiana, Fifth District Bancorp’s common stock is listed on NASDAQ under the symbol FDSB.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-FDSB
$14.89
-16.0% Downside
Fair
Good
0.0%
August 11, 2026
21.2x
0.7x
5.5x
93.951 M
0.0%
92.0%
-0.4
20.8%
Valuation • Fair Value

Fifth District Bancorp Inc (NASDAQ-FDSB) Fair Value by Valuation Model

Compare the primary fair value estimate for Fifth District Bancorp Inc (NASDAQ-FDSB) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$14.89

Estimated downside of 16.0% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$9.27

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$14.89

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for Fifth District Bancorp Inc (NASDAQ-FDSB) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Fifth District Bancorp Inc (NASDAQ-FDSB)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

16.991 M

Current operating scale indicator.

Revenue Forecast

22.156 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Fifth District Bancorp Inc (NASDAQ-FDSB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Fifth District Bancorp Inc (NASDAQ-FDSB)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-0.4

Lower score that deserves closer risk review.

FCF / Net Income

20.8%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Fifth District Bancorp Inc (NASDAQ-FDSB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Fifth District Bancorp Inc (NASDAQ-FDSB)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 11, 2026

Days to Earnings

21

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Fifth District Bancorp Inc (NASDAQ-FDSB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Fifth District Bancorp Inc (NASDAQ-FDSB) Stock Forecast & Technical Outlook

Review Fifth District Bancorp Inc (NASDAQ-FDSB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Fifth District Bancorp Inc (NASDAQ-FDSB) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Fifth District Bancorp Inc (NASDAQ-FDSB) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Fifth District Bancorp Inc (NASDAQ-FDSB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Fifth District Bancorp Inc (NASDAQ-FDSB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Fifth District Bancorp Inc (NASDAQ-FDSB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Fifth District Bancorp Inc (NASDAQ-FDSB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for Fifth District Bancorp Inc (NASDAQ-FDSB) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ Fast Investor Answers

Fifth District Bancorp Inc (NASDAQ-FDSB) Stock FAQ

Quick answers about Fifth District Bancorp Inc (NASDAQ-FDSB) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$14.89
Estimated downside 16.0%
Valuation Rating
Overvalued
Estimated downside of 16.0%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Good
Current financial-health read

The current fair value estimate for Fifth District Bancorp Inc (NASDAQ-FDSB) is $14.89. This implies an estimated downside of 16.0% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 16.0% versus the current market price.

An analyst price target for Fifth District Bancorp Inc (NASDAQ-FDSB) is not currently available in the latest data file.

The current financial health read for Fifth District Bancorp Inc (NASDAQ-FDSB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Fifth District Bancorp Inc (NASDAQ-FDSB) is August 11, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for Fifth District Bancorp Inc (NASDAQ-FDSB) is 21.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Fifth District Bancorp Inc is 93.951 M.

The ticker symbol for Fifth District Bancorp Inc is NASDAQ-FDSB, and the stock is listed on NASDAQ.

Fifth District Bancorp Inc (NASDAQ-FDSB) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Fifth District Bancorp Inc is 0.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Fifth District Bancorp Inc is 92.0%. Free float helps investors understand how much of the share base is available for public trading.