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CF Bankshares Inc (CFBK)

CF Bankshares Inc. is a financial services holding company listed on NASDAQ under the ticker CFBK. Through its banking subsidiary, CFBank, National Association, the company provides a range of banking products and services for retail, business, and commercial clients. Its deposit offerings include savings accounts, checking accounts, money market accounts, and certificates of deposit. The company also originates and services a variety of lending products, including single-family mortgage loans, commercial real estate loans, multi-family residential mortgage loans, commercial loans, equipment leases, construction loans, and consumer credit such as home equity lines and home improvement loans. Additional services include treasury management depository services, online and mobile banking, and remote deposit capabilities. CF Bankshares was founded in 1892 and is headquartered in Columbus, Ohio. The company was previously known as Central Federal Corporation before adopting its current name in July 2020.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-CFBK
$31.48
-5.0% Downside
Fair
$36
8.6% Upside
Fair
Good
July 13, 2026
July 21, 2026
0.36
1.1%
August 5, 2026
12.3x
1.1x
4.0x
215.4 M
—
36.8%
72.8%
-1.2
11.5%
117.6%
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Valuation • Fair Value

CF Bankshares Inc (NASDAQ-CFBK) Fair Value by Valuation Model

Compare the primary fair value estimate for CF Bankshares Inc (NASDAQ-CFBK) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$31.48

Estimated downside of 5.0% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$30.01

Classic Ben Graham valuation formula reference.

DDM Fair Value

$35.67

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$28.69

Comparable-company valuation reference.

Analyst Price Target

$36

Analysts imply upside of 8.6%.

How to read these valuation models

Use this section to compare the primary fair value estimate for CF Bankshares Inc (NASDAQ-CFBK) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for CF Bankshares Inc (NASDAQ-CFBK)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

53.373 M

Current operating scale indicator.

Revenue Forecast

65.2 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review CF Bankshares Inc (NASDAQ-CFBK) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for CF Bankshares Inc (NASDAQ-CFBK)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.2

Lower score that deserves closer risk review.

FCF / Net Income

117.6%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for CF Bankshares Inc (NASDAQ-CFBK). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for CF Bankshares Inc (NASDAQ-CFBK)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 5, 2026

Days to Earnings

15

Dividend Payment Date

July 21, 2026

Ex-Dividend Date

July 13, 2026

Dividend Yield

1.1%

Income yield reference.

Upcoming Dividend

0.36

Upcoming distribution amount.

Payment Type

Cash

Distribution type as reported in the data.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

11.5%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for CF Bankshares Inc (NASDAQ-CFBK), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

CF Bankshares Inc (NASDAQ-CFBK) Stock Forecast & Technical Outlook

Review CF Bankshares Inc (NASDAQ-CFBK) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for CF Bankshares Inc (NASDAQ-CFBK) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for CF Bankshares Inc (NASDAQ-CFBK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for CF Bankshares Inc (NASDAQ-CFBK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for CF Bankshares Inc (NASDAQ-CFBK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for CF Bankshares Inc (NASDAQ-CFBK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for CF Bankshares Inc (NASDAQ-CFBK)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for CF Bankshares Inc (NASDAQ-CFBK) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ • Fast Investor Answers

CF Bankshares Inc (NASDAQ-CFBK) Stock FAQ

Quick answers about CF Bankshares Inc (NASDAQ-CFBK) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$31.48
Estimated downside 5.0%
Valuation Rating
Overvalued
Estimated downside of 5.0%
Analyst Target
$36
Implied upside 8.6%
Financial Health
Good
Current financial-health read

The current fair value estimate for CF Bankshares Inc (NASDAQ-CFBK) is $31.48. This implies an estimated downside of 5.0% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 5.0% versus the current market price.

The available analyst price target for CF Bankshares Inc (NASDAQ-CFBK) is $36. The analyst target implies estimated upside of 8.6%.

The current financial health read for CF Bankshares Inc (NASDAQ-CFBK) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for CF Bankshares Inc (NASDAQ-CFBK) is August 5, 2026.

Based on the current data, dividend yield is 1.1%, upcoming dividend amount is 0.36, ex-dividend date is July 13, 2026, payment date is July 21, 2026.

The current P/E ratio listed for CF Bankshares Inc (NASDAQ-CFBK) is 12.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for CF Bankshares Inc is 215.4 M.

The ticker symbol for CF Bankshares Inc is NASDAQ-CFBK, and the stock is listed on NASDAQ.

CF Bankshares Inc (NASDAQ-CFBK) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for CF Bankshares Inc is 36.8%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for CF Bankshares Inc is 72.8%. Free float helps investors understand how much of the share base is available for public trading.

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