City Holding Company (CHCO)

Featured in Small-Cap Stocks

City Holding Company is a financial holding company headquartered in Charleston, West Virginia, and the parent of City National Bank of West Virginia. Through its banking franchise, the company provides a range of financial services across the United States, including deposit products such as checking, savings, money market, and certificate of deposit accounts, along with individual retirement accounts. Its lending activities span commercial and industrial loans, commercial real estate financing, residential mortgages, home equity lending, consumer loans, and credit tied to overdrafts and other personal property. The company also supports customers with mortgage banking, treasury management, cash management, merchant card services, wealth management, trust and custodial services, and retirement and estate planning. In addition, it offers electronic banking and payment services, including ATM and ITM access, mobile banking, voice response systems, and debit and credit cards. Founded in 1957, City Holding Company is listed on NASDAQ under the ticker CHCO.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-CHCO
$159.99
18.6% Upside
Undervalued
$131.40
-2.6% Downside
Fair
Good
July 15, 2026
July 31, 2026
3.48
2.6%
July 28, 2026
14.5x
2.4x
5.9x
1.918 B
22.5%
98.2%
-1.3
38.3%
102.9%
Valuation • Fair Value

City Holding Company (NASDAQ-CHCO) Fair Value by Valuation Model

Compare the primary fair value estimate for City Holding Company (NASDAQ-CHCO) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$159.99

Estimated upside of 18.6% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$102.75

Classic Ben Graham valuation formula reference.

DDM Fair Value

$219.60

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$120.26

Comparable-company valuation reference.

Analyst Price Target

$131.40

Analysts imply downside of 2.6%.

How to read these valuation models

Use this section to compare the primary fair value estimate for City Holding Company (NASDAQ-CHCO) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for City Holding Company (NASDAQ-CHCO)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

319.7 M

Current operating scale indicator.

Revenue Forecast

325.2 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review City Holding Company (NASDAQ-CHCO) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for City Holding Company (NASDAQ-CHCO)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.3

Lower score that deserves closer risk review.

FCF / Net Income

102.9%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for City Holding Company (NASDAQ-CHCO). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for City Holding Company (NASDAQ-CHCO)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 28, 2026

Days to Earnings

7

Dividend Payment Date

July 31, 2026

Ex-Dividend Date

July 15, 2026

Dividend Yield

2.6%

Income yield reference.

Upcoming Dividend

3.48

Upcoming distribution amount.

Payment Type

Cash

Distribution type as reported in the data.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

38.3%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for City Holding Company (NASDAQ-CHCO), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

City Holding Company (NASDAQ-CHCO) Stock Forecast & Technical Outlook

Review City Holding Company (NASDAQ-CHCO) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for City Holding Company (NASDAQ-CHCO) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for City Holding Company (NASDAQ-CHCO) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for City Holding Company (NASDAQ-CHCO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for City Holding Company (NASDAQ-CHCO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for City Holding Company (NASDAQ-CHCO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for City Holding Company (NASDAQ-CHCO)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, City Holding Company (NASDAQ-CHCO) has a Hold consensus, with 0 buy, 5 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 5
Sell 0
FAQ Fast Investor Answers

City Holding Company (NASDAQ-CHCO) Stock FAQ

Quick answers about City Holding Company (NASDAQ-CHCO) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$159.99
Estimated upside 18.6%
Valuation Rating
Undervalued
Estimated upside of 18.6%
Analyst Target
$131.40
Implied downside 2.6%
Financial Health
Good
Current financial-health read

The current fair value estimate for City Holding Company (NASDAQ-CHCO) is $159.99. This implies an estimated upside of 18.6% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 18.6% versus the current market price.

The available analyst price target for City Holding Company (NASDAQ-CHCO) is $131.40. The analyst target implies estimated downside of 2.6%.

The current financial health read for City Holding Company (NASDAQ-CHCO) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for City Holding Company (NASDAQ-CHCO) is July 28, 2026.

Based on the current data, dividend yield is 2.6%, upcoming dividend amount is 3.48, ex-dividend date is July 15, 2026, payment date is July 31, 2026.

The current P/E ratio listed for City Holding Company (NASDAQ-CHCO) is 14.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for City Holding Company is 1.918 B.

The ticker symbol for City Holding Company is NASDAQ-CHCO, and the stock is listed on NASDAQ.

City Holding Company (NASDAQ-CHCO) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for City Holding Company is 22.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for City Holding Company is 98.2%. Free float helps investors understand how much of the share base is available for public trading.