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Enterprise Financial Services (EFSC)

Enterprise Financial Services Corp is a financial holding company for Enterprise Bank & Trust, a banking and wealth management business serving individuals and corporate clients across Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and other parts of the United States. Through its banking operations, the company provides deposit products including demand accounts, money market accounts, savings accounts, and certificates of deposit, along with a range of lending solutions such as commercial and industrial loans, commercial real estate, construction and development financing, residential real estate loans, SBA lending, and consumer credit. The company also offers treasury management, international trade services, cash management tools, fiduciary and investment management services, financial advisory services, international banking, card services, and tax credit-related lending and brokerage services. Additional capabilities include online and mobile banking, remote deposit capture, fraud prevention tools, and other digital account and payment services. Founded in 1988, Enterprise Financial Services is headquartered in Clayton, Missouri.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-EFSC
$66.70
0.9% Upside
Fair
$69.60
5.3% Upside
Fair
Good
—
—
1.36
2.0%
July 22, 2026
12.3x
1.2x
3.5x
2.447 B
—
14.4%
96.9%
-1.8
25.1%
103.2%
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Valuation • Fair Value

Enterprise Financial Services (NASDAQ-EFSC) Fair Value by Valuation Model

Compare the primary fair value estimate for Enterprise Financial Services (NASDAQ-EFSC) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$66.70

Estimated upside of 0.9% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$59.75

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$66.70

Comparable-company valuation reference.

Analyst Price Target

$69.60

Analysts imply upside of 5.3%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Enterprise Financial Services (NASDAQ-EFSC) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Enterprise Financial Services (NASDAQ-EFSC)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

693.7 M

Current operating scale indicator.

Revenue Forecast

769 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Enterprise Financial Services (NASDAQ-EFSC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Enterprise Financial Services (NASDAQ-EFSC)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.8

Lower score that deserves closer risk review.

FCF / Net Income

103.2%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Enterprise Financial Services (NASDAQ-EFSC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Enterprise Financial Services (NASDAQ-EFSC)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 22, 2026

Days to Earnings

1

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

2.0%

Income yield reference.

Upcoming Dividend

1.36

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

25.1%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Enterprise Financial Services (NASDAQ-EFSC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Enterprise Financial Services (NASDAQ-EFSC) Stock Forecast & Technical Outlook

Review Enterprise Financial Services (NASDAQ-EFSC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Enterprise Financial Services (NASDAQ-EFSC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Enterprise Financial Services (NASDAQ-EFSC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Enterprise Financial Services (NASDAQ-EFSC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Enterprise Financial Services (NASDAQ-EFSC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Enterprise Financial Services (NASDAQ-EFSC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Enterprise Financial Services (NASDAQ-EFSC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, Enterprise Financial Services (NASDAQ-EFSC) has a Buy consensus, with 2 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 1
Sell 0
FAQ • Fast Investor Answers

Enterprise Financial Services (NASDAQ-EFSC) Stock FAQ

Quick answers about Enterprise Financial Services (NASDAQ-EFSC) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$66.70
Estimated upside 0.9%
Valuation Rating
Near Fair Value
Price is close to fair value
Analyst Target
$69.60
Implied upside 5.3%
Financial Health
Good
Current financial-health read

The current fair value estimate for Enterprise Financial Services (NASDAQ-EFSC) is $66.70. This implies an estimated upside of 0.9% versus the current market price.

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

The available analyst price target for Enterprise Financial Services (NASDAQ-EFSC) is $69.60. The analyst target implies estimated upside of 5.3%.

The current financial health read for Enterprise Financial Services (NASDAQ-EFSC) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Enterprise Financial Services (NASDAQ-EFSC) is July 22, 2026.

Based on the current data, dividend yield is 2.0%, upcoming dividend amount is 1.36.

The current P/E ratio listed for Enterprise Financial Services (NASDAQ-EFSC) is 12.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Enterprise Financial Services is 2.447 B.

The ticker symbol for Enterprise Financial Services is NASDAQ-EFSC, and the stock is listed on NASDAQ.

Enterprise Financial Services (NASDAQ-EFSC) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Enterprise Financial Services is 14.4%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Enterprise Financial Services is 96.9%. Free float helps investors understand how much of the share base is available for public trading.

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