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First United Corporation (FUNC)

First United Corporation is a bank holding company for First United Bank & Trust, serving businesses and individuals in the United States through retail and commercial banking services. The company operates through Community Banking and Wealth Management segments. Its deposit lineup includes checking, savings, money market, IRA, employee benefit, health savings, and demand deposit accounts, along with regular and IRA certificates of deposit. Lending activities cover business and personal loans, commercial real estate and equipment loans, vehicle-secured financing, residential mortgages, home equity lines of credit, construction loans, and consumer credit products such as auto, student, and other secured and unsecured loans. First United also provides brokerage, treasury management, trust and estate services, retirement accounts, insurance products, digital banking, debit and credit cards, merchant services, remote deposit capture, cash management tools, and related banking support services. Founded in 1900, the company is headquartered in Oakland, Maryland.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-FUNC
$50.81
13.7% Upside
Fair
$47.25
5.8% Upside
Fair
Good
July 20, 2026
August 3, 2026
1.04
2.3%
October 26, 2026
11.4x
1.4x
3.3x
287.8 M
—
15.2%
91.8%
-1.6
24.6%
86.8%
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Valuation • Fair Value

First United Corporation (NASDAQ-FUNC) Fair Value by Valuation Model

Compare the primary fair value estimate for First United Corporation (NASDAQ-FUNC) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$50.81

Estimated upside of 13.7% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$43.67

Classic Ben Graham valuation formula reference.

DDM Fair Value

$87.66

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$38.52

Comparable-company valuation reference.

Analyst Price Target

$47.25

Analysts imply upside of 5.8%.

How to read these valuation models

Use this section to compare the primary fair value estimate for First United Corporation (NASDAQ-FUNC) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for First United Corporation (NASDAQ-FUNC)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

88.199 M

Current operating scale indicator.

Revenue Forecast

95.75 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review First United Corporation (NASDAQ-FUNC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for First United Corporation (NASDAQ-FUNC)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.6

Lower score that deserves closer risk review.

FCF / Net Income

86.8%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for First United Corporation (NASDAQ-FUNC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for First United Corporation (NASDAQ-FUNC)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

October 26, 2026

Days to Earnings

97

Dividend Payment Date

August 3, 2026

Ex-Dividend Date

July 20, 2026

Dividend Yield

2.3%

Income yield reference.

Upcoming Dividend

1.04

Upcoming distribution amount.

Payment Type

Cash

Distribution type as reported in the data.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

24.6%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for First United Corporation (NASDAQ-FUNC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

First United Corporation (NASDAQ-FUNC) Stock Forecast & Technical Outlook

Review First United Corporation (NASDAQ-FUNC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for First United Corporation (NASDAQ-FUNC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for First United Corporation (NASDAQ-FUNC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for First United Corporation (NASDAQ-FUNC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for First United Corporation (NASDAQ-FUNC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for First United Corporation (NASDAQ-FUNC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for First United Corporation (NASDAQ-FUNC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, First United Corporation (NASDAQ-FUNC) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ • Fast Investor Answers

First United Corporation (NASDAQ-FUNC) Stock FAQ

Quick answers about First United Corporation (NASDAQ-FUNC) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$50.81
Estimated upside 13.7%
Valuation Rating
Undervalued
Estimated upside of 13.7%
Analyst Target
$47.25
Implied upside 5.8%
Financial Health
Good
Current financial-health read

The current fair value estimate for First United Corporation (NASDAQ-FUNC) is $50.81. This implies an estimated upside of 13.7% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 13.7% versus the current market price.

The available analyst price target for First United Corporation (NASDAQ-FUNC) is $47.25. The analyst target implies estimated upside of 5.8%.

The current financial health read for First United Corporation (NASDAQ-FUNC) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for First United Corporation (NASDAQ-FUNC) is October 26, 2026.

Based on the current data, dividend yield is 2.3%, upcoming dividend amount is 1.04, ex-dividend date is July 20, 2026, payment date is August 3, 2026.

The current P/E ratio listed for First United Corporation (NASDAQ-FUNC) is 11.4x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for First United Corporation is 287.8 M.

The ticker symbol for First United Corporation is NASDAQ-FUNC, and the stock is listed on NASDAQ.

First United Corporation (NASDAQ-FUNC) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for First United Corporation is 15.2%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for First United Corporation is 91.8%. Free float helps investors understand how much of the share base is available for public trading.

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