Kingstone Companies Inc (KINS)

Kingstone Companies, Inc. is a common stock listing on NASDAQ for a financial services company focused on property and casualty insurance in the United States. Through its subsidiary, Kingstone Insurance Company (KICO), the company writes personal lines products including homeowners, dwelling fire, cooperative/condominium, renters, and personal umbrella coverage. Its portfolio also includes commercial auto insurance, physical damage coverage for for-hire vehicle operators such as livery, car service vehicles and taxicabs, canine legal liability policies, and reinsurance products. Kingstone distributes its insurance products through retail and wholesale agents and brokers. The company was founded in 1886, previously operated as DCAP Group, Inc., and adopted the Kingstone Companies, Inc. name in July 2009. It is headquartered in Kingston, New York.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-KINS
$20.39
1.5% Upside
Fair
$21.50
7.0% Upside
Fair
Great
0.2
1.0%
August 6, 2026
9.2x
2.5x
1.3x
292.3 M
279.8 M
1.4%
79.9%
1.2
6.9%
205.7%
Valuation • Fair Value

Kingstone Companies Inc (NASDAQ-KINS) Fair Value by Valuation Model

Compare the primary fair value estimate for Kingstone Companies Inc (NASDAQ-KINS) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$20.39

Estimated upside of 1.5% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$23.80

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$20.39

Comparable-company valuation reference.

Analyst Price Target

$21.50

Analysts imply upside of 7.0%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Kingstone Companies Inc (NASDAQ-KINS) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Kingstone Companies Inc (NASDAQ-KINS)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

224.1 M

Current operating scale indicator.

Revenue Forecast

254 M

Forward revenue estimate.

EBITDA

41.865 M

Current operating profitability reference.

EBITDA Forecast

55.796 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Kingstone Companies Inc (NASDAQ-KINS) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Kingstone Companies Inc (NASDAQ-KINS)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Great

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

-2.62

No elevated caution signal from this screen.

Altman Z-Score

1.2

Lower score that deserves closer risk review.

FCF / Net Income

205.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Kingstone Companies Inc (NASDAQ-KINS). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Kingstone Companies Inc (NASDAQ-KINS)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 6, 2026

Days to Earnings

16

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

1.0%

Income yield reference.

Upcoming Dividend

0.2

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

6.9%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Kingstone Companies Inc (NASDAQ-KINS), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Kingstone Companies Inc (NASDAQ-KINS) Stock Forecast & Technical Outlook

Review Kingstone Companies Inc (NASDAQ-KINS) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Kingstone Companies Inc (NASDAQ-KINS) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Kingstone Companies Inc (NASDAQ-KINS) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Kingstone Companies Inc (NASDAQ-KINS) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Kingstone Companies Inc (NASDAQ-KINS) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Kingstone Companies Inc (NASDAQ-KINS) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Kingstone Companies Inc (NASDAQ-KINS)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Kingstone Companies Inc (NASDAQ-KINS) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ Fast Investor Answers

Kingstone Companies Inc (NASDAQ-KINS) Stock FAQ

Quick answers about Kingstone Companies Inc (NASDAQ-KINS) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$20.39
Estimated upside 1.5%
Valuation Rating
Near Fair Value
Price is close to fair value
Analyst Target
$21.50
Implied upside 7.0%
Financial Health
Great
Current financial-health read

The current fair value estimate for Kingstone Companies Inc (NASDAQ-KINS) is $20.39. This implies an estimated upside of 1.5% versus the current market price.

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

The available analyst price target for Kingstone Companies Inc (NASDAQ-KINS) is $21.50. The analyst target implies estimated upside of 7.0%.

The current financial health read for Kingstone Companies Inc (NASDAQ-KINS) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Kingstone Companies Inc (NASDAQ-KINS) is August 6, 2026.

Based on the current data, dividend yield is 1.0%, upcoming dividend amount is 0.2.

The current P/E ratio listed for Kingstone Companies Inc (NASDAQ-KINS) is 9.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Kingstone Companies Inc is 292.3 M.

The current enterprise value listed for Kingstone Companies Inc is 279.8 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Kingstone Companies Inc is NASDAQ-KINS, and the stock is listed on NASDAQ.

Kingstone Companies Inc (NASDAQ-KINS) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Kingstone Companies Inc is 1.4%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Kingstone Companies Inc is 79.9%. Free float helps investors understand how much of the share base is available for public trading.