Preferred Bank (PFBC)

Featured in Small-Cap Stocks

Preferred Bank is a NASDAQ-listed common stock issue of Preferred Bank, a financial institution founded in 1991 and headquartered in Los Angeles, California. The bank serves small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals with a range of deposit and lending products. Its deposit offerings include checking, savings, money market, certificates of deposit, and individual retirement accounts. On the lending side, the bank provides real estate mortgage and construction loans, commercial credit facilities, small business administration loans, and financing for business purposes such as acquisitions, start-ups, franchise needs, working capital, equipment, and refinancing. Preferred Bank also offers trade finance, cash management, and digital banking services through internet, mobile, and tablet platforms.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-PFBC
$98.58
-7.4% Downside
Fair
$105
-1.4% Downside
Fair
Good
July 7, 2026
July 21, 2026
3.2
3.0%
July 22, 2026
9.4x
1.6x
4.5x
1.266 B
23.2%
91.7%
-0.8
28.3%
123.8%
Valuation • Fair Value

Preferred Bank (NASDAQ-PFBC) Fair Value by Valuation Model

Compare the primary fair value estimate for Preferred Bank (NASDAQ-PFBC) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$98.58

Estimated downside of 7.4% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$126.26

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$98.58

Comparable-company valuation reference.

Analyst Price Target

$105

Analysts imply downside of 1.4%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Preferred Bank (NASDAQ-PFBC) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Preferred Bank (NASDAQ-PFBC)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

283.4 M

Current operating scale indicator.

Revenue Forecast

295.3 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Preferred Bank (NASDAQ-PFBC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Preferred Bank (NASDAQ-PFBC)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-0.8

Lower score that deserves closer risk review.

FCF / Net Income

123.8%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Preferred Bank (NASDAQ-PFBC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Preferred Bank (NASDAQ-PFBC)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 22, 2026

Days to Earnings

1

Dividend Payment Date

July 21, 2026

Ex-Dividend Date

July 7, 2026

Dividend Yield

3.0%

Income yield reference.

Upcoming Dividend

3.2

Upcoming distribution amount.

Payment Type

Cash

Distribution type as reported in the data.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

28.3%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Preferred Bank (NASDAQ-PFBC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Preferred Bank (NASDAQ-PFBC) Stock Forecast & Technical Outlook

Review Preferred Bank (NASDAQ-PFBC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Preferred Bank (NASDAQ-PFBC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Preferred Bank (NASDAQ-PFBC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Preferred Bank (NASDAQ-PFBC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Preferred Bank (NASDAQ-PFBC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Preferred Bank (NASDAQ-PFBC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Preferred Bank (NASDAQ-PFBC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Preferred Bank (NASDAQ-PFBC) has a Hold consensus, with 0 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 4
Sell 0
FAQ Fast Investor Answers

Preferred Bank (NASDAQ-PFBC) Stock FAQ

Quick answers about Preferred Bank (NASDAQ-PFBC) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$98.58
Estimated downside 7.4%
Valuation Rating
Overvalued
Estimated downside of 7.4%
Analyst Target
$105
Implied downside 1.4%
Financial Health
Good
Current financial-health read

The current fair value estimate for Preferred Bank (NASDAQ-PFBC) is $98.58. This implies an estimated downside of 7.4% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 7.4% versus the current market price.

The available analyst price target for Preferred Bank (NASDAQ-PFBC) is $105. The analyst target implies estimated downside of 1.4%.

The current financial health read for Preferred Bank (NASDAQ-PFBC) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Preferred Bank (NASDAQ-PFBC) is July 22, 2026.

Based on the current data, dividend yield is 3.0%, upcoming dividend amount is 3.2, ex-dividend date is July 7, 2026, payment date is July 21, 2026.

The current P/E ratio listed for Preferred Bank (NASDAQ-PFBC) is 9.4x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Preferred Bank is 1.266 B.

The ticker symbol for Preferred Bank is NASDAQ-PFBC, and the stock is listed on NASDAQ.

Preferred Bank (NASDAQ-PFBC) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Preferred Bank is 23.2%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Preferred Bank is 91.7%. Free float helps investors understand how much of the share base is available for public trading.