SB Financial Group Inc (SBFG)

SB Financial Group Inc. is a bank holding company listed on NASDAQ under the ticker SBFG. Through its subsidiary, State Bank and Trust Company, the group provides commercial banking, trust and wealth management, and title insurance services to individual and business customers, primarily in Ohio, Indiana, and Michigan. Its banking activities include checking, savings, money market, and time deposit accounts, along with ATM access and lending in commercial, consumer, agricultural, and residential mortgage segments. The company also offers trust, asset management, brokerage, leasing, credit card, safe deposit box, internet banking, private client, and insurance-related services. Founded in 1902 and based in Defiance, Ohio, the company previously operated under the name Rurban Financial Corp. before adopting its current name in 2013.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-SBFG
$31.45
15.9% Upside
Fair
$25
-7.9% Downside
Fair
Good
August 14, 2026
August 28, 2026
0.64
2.4%
July 23, 2026
10.6x
1.2x
2.6x
169.2 M
28.9%
82.6%
-1.5
24.1%
77.3%
Valuation • Fair Value

SB Financial Group Inc (NASDAQ-SBFG) Fair Value by Valuation Model

Compare the primary fair value estimate for SB Financial Group Inc (NASDAQ-SBFG) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$31.45

Estimated upside of 15.9% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$28.44

Classic Ben Graham valuation formula reference.

DDM Fair Value

$41.63

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$24.66

Comparable-company valuation reference.

Analyst Price Target

$25

Analysts imply downside of 7.9%.

How to read these valuation models

Use this section to compare the primary fair value estimate for SB Financial Group Inc (NASDAQ-SBFG) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for SB Financial Group Inc (NASDAQ-SBFG)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

66.312 M

Current operating scale indicator.

Revenue Forecast

51.2 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review SB Financial Group Inc (NASDAQ-SBFG) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for SB Financial Group Inc (NASDAQ-SBFG)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

FCF / Net Income

77.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for SB Financial Group Inc (NASDAQ-SBFG). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for SB Financial Group Inc (NASDAQ-SBFG)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 23, 2026

Days to Earnings

2

Dividend Payment Date

August 28, 2026

Ex-Dividend Date

August 14, 2026

Dividend Yield

2.4%

Income yield reference.

Upcoming Dividend

0.64

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

24.1%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for SB Financial Group Inc (NASDAQ-SBFG), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

SB Financial Group Inc (NASDAQ-SBFG) Stock Forecast & Technical Outlook

Review SB Financial Group Inc (NASDAQ-SBFG) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for SB Financial Group Inc (NASDAQ-SBFG) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for SB Financial Group Inc (NASDAQ-SBFG) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for SB Financial Group Inc (NASDAQ-SBFG) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for SB Financial Group Inc (NASDAQ-SBFG) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for SB Financial Group Inc (NASDAQ-SBFG) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for SB Financial Group Inc (NASDAQ-SBFG)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, SB Financial Group Inc (NASDAQ-SBFG) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ Fast Investor Answers

SB Financial Group Inc (NASDAQ-SBFG) Stock FAQ

Quick answers about SB Financial Group Inc (NASDAQ-SBFG) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$31.45
Estimated upside 15.9%
Valuation Rating
Undervalued
Estimated upside of 15.9%
Analyst Target
$25
Implied downside 7.9%
Financial Health
Good
Current financial-health read

The current fair value estimate for SB Financial Group Inc (NASDAQ-SBFG) is $31.45. This implies an estimated upside of 15.9% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 15.9% versus the current market price.

The available analyst price target for SB Financial Group Inc (NASDAQ-SBFG) is $25. The analyst target implies estimated downside of 7.9%.

The current financial health read for SB Financial Group Inc (NASDAQ-SBFG) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for SB Financial Group Inc (NASDAQ-SBFG) is July 23, 2026.

Based on the current data, dividend yield is 2.4%, upcoming dividend amount is 0.64, ex-dividend date is August 14, 2026, payment date is August 28, 2026.

The current P/E ratio listed for SB Financial Group Inc (NASDAQ-SBFG) is 10.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for SB Financial Group Inc is 169.2 M.

The ticker symbol for SB Financial Group Inc is NASDAQ-SBFG, and the stock is listed on NASDAQ.

SB Financial Group Inc (NASDAQ-SBFG) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for SB Financial Group Inc is 28.9%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for SB Financial Group Inc is 82.6%. Free float helps investors understand how much of the share base is available for public trading.