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Simmons First National Corporation (SFNC)

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Simmons First National Corporation (NASDAQ: SFNC) is a financial holding company and the parent of Simmons Bank, a banking institution that serves individuals and businesses. Through its banking operations, the company provides deposit accounts, checking and savings products, and a range of lending services, including consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA loans. Its service lineup also includes credit cards, trust and fiduciary services, investments, insurance, treasury management, ATM access, internet and mobile banking, overdraft protection, safe deposit boxes, and brokerage services. Headquartered in Pine Bluff, Arkansas, Simmons First National Corporation was founded in 1903 and operates across Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-SFNC
$17.44
-22.8% Downside
Overvalued
$25
10.7% Upside
Fair
Weak
—
—
0.86
3.8%
October 27, 2026
-9.3x
0.9x
29.6x
3.266 B
—
28.5%
98.4%
-2.0
—
-121.0%
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Valuation • Fair Value

Simmons First National Corporation (NASDAQ-SFNC) Fair Value by Valuation Model

Compare the primary fair value estimate for Simmons First National Corporation (NASDAQ-SFNC) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$17.44

Estimated downside of 22.8% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$0

Classic Ben Graham valuation formula reference.

DDM Fair Value

$13.22

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$20.26

Comparable-company valuation reference.

Analyst Price Target

$25

Analysts imply upside of 10.7%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Simmons First National Corporation (NASDAQ-SFNC) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Simmons First National Corporation (NASDAQ-SFNC)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

110.3 M

Current operating scale indicator.

Revenue Forecast

41.353 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Simmons First National Corporation (NASDAQ-SFNC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Simmons First National Corporation (NASDAQ-SFNC)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Weak

Financial pressure deserves closer review.

Piotroski Score

2

Weak quality score that deserves closer review.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-2.0

Lower score that deserves closer risk review.

FCF / Net Income

-121.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Simmons First National Corporation (NASDAQ-SFNC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Simmons First National Corporation (NASDAQ-SFNC)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

October 27, 2026

Days to Earnings

98

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

3.8%

Income yield reference.

Upcoming Dividend

0.86

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Simmons First National Corporation (NASDAQ-SFNC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Simmons First National Corporation (NASDAQ-SFNC) Stock Forecast & Technical Outlook

Review Simmons First National Corporation (NASDAQ-SFNC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Simmons First National Corporation (NASDAQ-SFNC) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Simmons First National Corporation (NASDAQ-SFNC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Simmons First National Corporation (NASDAQ-SFNC) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Simmons First National Corporation (NASDAQ-SFNC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Simmons First National Corporation (NASDAQ-SFNC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Simmons First National Corporation (NASDAQ-SFNC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Simmons First National Corporation (NASDAQ-SFNC) has a Hold consensus, with 2 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 4
Sell 0
FAQ • Fast Investor Answers

Simmons First National Corporation (NASDAQ-SFNC) Stock FAQ

Quick answers about Simmons First National Corporation (NASDAQ-SFNC) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$17.44
Estimated downside 22.8%
Valuation Rating
Overvalued
Estimated downside of 22.8%
Analyst Target
$25
Implied upside 10.7%
Financial Health
Weak
Current financial-health read

The current fair value estimate for Simmons First National Corporation (NASDAQ-SFNC) is $17.44. This implies an estimated downside of 22.8% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 22.8% versus the current market price.

The available analyst price target for Simmons First National Corporation (NASDAQ-SFNC) is $25. The analyst target implies estimated upside of 10.7%.

The current financial health read for Simmons First National Corporation (NASDAQ-SFNC) is Weak. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Simmons First National Corporation (NASDAQ-SFNC) is October 27, 2026.

Based on the current data, dividend yield is 3.8%, upcoming dividend amount is 0.86.

The current P/E ratio listed for Simmons First National Corporation (NASDAQ-SFNC) is -9.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Simmons First National Corporation is 3.266 B.

The ticker symbol for Simmons First National Corporation is NASDAQ-SFNC, and the stock is listed on NASDAQ.

Simmons First National Corporation (NASDAQ-SFNC) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Simmons First National Corporation is 28.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Simmons First National Corporation is 98.4%. Free float helps investors understand how much of the share base is available for public trading.

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