TFS Financial Corporation (TFSL)


TFS Financial Corporation is a NASDAQ-listed common stock issuer in the financials sector. Through its subsidiaries, the company provides consumer banking services in the United States, with an emphasis on deposit products and residential mortgage lending. Its deposit lineup includes savings, checking, money market, individual retirement, and other qualified plan accounts, along with certificates of deposit. On the lending side, TFS Financial offers residential real estate mortgage loans, construction loans, purchase mortgages, home equity loans and lines of credit, and first mortgage refinance loans. The company also provides escrow and settlement services. Founded in 1938, TFS Financial is headquartered in Cleveland, Ohio, and operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-TFSL
$13.69
-24.2% Downside
Overvalued
$16
-11.4% Downside
Fair
Fair
1.13
6.2%
July 23, 2026
54.9x
2.6x
15.0x
5.083 B
50.4%
18.0%
-0.7
64.3%
89.8%
Valuation • Fair Value

TFS Financial Corporation (NASDAQ-TFSL) Fair Value by Valuation Model

Compare the primary fair value estimate for TFS Financial Corporation (NASDAQ-TFSL) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$13.69

Estimated downside of 24.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$3.64

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$13.69

Comparable-company valuation reference.

Analyst Price Target

$16

Analysts imply downside of 11.4%.

How to read these valuation models

Use this section to compare the primary fair value estimate for TFS Financial Corporation (NASDAQ-TFSL) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for TFS Financial Corporation (NASDAQ-TFSL)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

335 M

Current operating scale indicator.

Revenue Forecast

345.1 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review TFS Financial Corporation (NASDAQ-TFSL) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for TFS Financial Corporation (NASDAQ-TFSL)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-0.7

Lower score that deserves closer risk review.

FCF / Net Income

89.8%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for TFS Financial Corporation (NASDAQ-TFSL). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for TFS Financial Corporation (NASDAQ-TFSL)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 23, 2026

Days to Earnings

2

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

6.2%

Income yield reference.

Upcoming Dividend

1.13

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

64.3%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for TFS Financial Corporation (NASDAQ-TFSL), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

TFS Financial Corporation (NASDAQ-TFSL) Stock Forecast & Technical Outlook

Review TFS Financial Corporation (NASDAQ-TFSL) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for TFS Financial Corporation (NASDAQ-TFSL) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for TFS Financial Corporation (NASDAQ-TFSL) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for TFS Financial Corporation (NASDAQ-TFSL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for TFS Financial Corporation (NASDAQ-TFSL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for TFS Financial Corporation (NASDAQ-TFSL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for TFS Financial Corporation (NASDAQ-TFSL)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, TFS Financial Corporation (NASDAQ-TFSL) has a Hold consensus, with 0 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 2
Sell 0
FAQ Fast Investor Answers

TFS Financial Corporation (NASDAQ-TFSL) Stock FAQ

Quick answers about TFS Financial Corporation (NASDAQ-TFSL) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$13.69
Estimated downside 24.2%
Valuation Rating
Overvalued
Estimated downside of 24.2%
Analyst Target
$16
Implied downside 11.4%
Financial Health
Fair
Current financial-health read

The current fair value estimate for TFS Financial Corporation (NASDAQ-TFSL) is $13.69. This implies an estimated downside of 24.2% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 24.2% versus the current market price.

The available analyst price target for TFS Financial Corporation (NASDAQ-TFSL) is $16. The analyst target implies estimated downside of 11.4%.

The current financial health read for TFS Financial Corporation (NASDAQ-TFSL) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for TFS Financial Corporation (NASDAQ-TFSL) is July 23, 2026.

Based on the current data, dividend yield is 6.2%, upcoming dividend amount is 1.13.

The current P/E ratio listed for TFS Financial Corporation (NASDAQ-TFSL) is 54.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for TFS Financial Corporation is 5.083 B.

The ticker symbol for TFS Financial Corporation is NASDAQ-TFSL, and the stock is listed on NASDAQ.

TFS Financial Corporation (NASDAQ-TFSL) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for TFS Financial Corporation is 50.4%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for TFS Financial Corporation is 18.0%. Free float helps investors understand how much of the share base is available for public trading.