Unity Bancorp Inc (UNTY)
Unity Bancorp Inc is a financial holding company headquartered in Clinton, New Jersey, and the parent of Unity Bank. Through its banking subsidiary, the company provides commercial and retail banking services to individuals and businesses. Its product lineup includes personal and business checking, savings, money market, and retirement accounts, along with time deposits and noninterest- and interest-bearing demand deposits. Unity Bancorp also extends a range of lending products, including commercial, SBA, consumer, mortgage, home equity, and personal loans, as well as owner-occupied and non-owner-occupied commercial mortgages. Additional services include credit and debit cards, wire transfers, safe deposit boxes, ATM access, internet and mobile banking, ACH origination, remote deposit capture, escrow accounts, merchant services, and online business services. Founded in 1991, the company trades as common stock on NASDAQ under the symbol UNTY.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NASDAQ-UNTY
|
$49.06
|
-14.3% Downside
|
Fair
|
$68.55
|
19.8% Upside
|
Undervalued
|
Good
|
—
|
—
|
0.64
|
1.1%
|
October 13, 2026
|
9.8x
|
1.5x
|
4.4x
|
573.6 M
|
—
|
36.4%
|
72.6%
|
-0.6
|
—
|
70.4%
|