Bridgewater Bancshares Inc (BWB)

Featured in Small-Cap Stocks

Bridgewater Bancshares, Inc. is a bank holding company for Bridgewater Bank, a U.S. banking institution focused on serving commercial and retail clients. Through its banking operations, the company provides a range of lending products, including commercial real estate, construction, land development, multifamily, industrial, and residential-related loans, along with paycheck protection program loans. Its funding base includes savings and money market accounts, demand deposits, time and brokered deposits, transaction accounts, and certificates of deposit. Bridgewater Bank also provides online, mobile, and direct banking services. Incorporated in 2005, Bridgewater Bancshares is headquartered in Saint Louis Park, Minnesota, and its common stock trades on NASDAQ under the symbol BWB.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-BWB
$21.03
-3.5% Downside
Fair
$22.75
4.4% Upside
Fair
Fair
0.0%
July 21, 2026
12.2x
1.3x
4.0x
612 M
40.1%
79.7%
-1.7
7.5%
59.3%
Valuation • Fair Value

Bridgewater Bancshares Inc (NASDAQ-BWB) Fair Value by Valuation Model

Compare the primary fair value estimate for Bridgewater Bancshares Inc (NASDAQ-BWB) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$21.03

Estimated downside of 3.5% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$19.82

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$21.03

Comparable-company valuation reference.

Analyst Price Target

$22.75

Analysts imply upside of 4.4%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Bridgewater Bancshares Inc (NASDAQ-BWB) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Bridgewater Bancshares Inc (NASDAQ-BWB)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

151.5 M

Current operating scale indicator.

Revenue Forecast

158.9 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Bridgewater Bancshares Inc (NASDAQ-BWB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Bridgewater Bancshares Inc (NASDAQ-BWB)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.7

Lower score that deserves closer risk review.

FCF / Net Income

59.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Bridgewater Bancshares Inc (NASDAQ-BWB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Bridgewater Bancshares Inc (NASDAQ-BWB)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 21, 2026

Days to Earnings

0

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

7.5%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Bridgewater Bancshares Inc (NASDAQ-BWB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Bridgewater Bancshares Inc (NASDAQ-BWB) Stock Forecast & Technical Outlook

Review Bridgewater Bancshares Inc (NASDAQ-BWB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Bridgewater Bancshares Inc (NASDAQ-BWB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Bridgewater Bancshares Inc (NASDAQ-BWB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Bridgewater Bancshares Inc (NASDAQ-BWB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Bridgewater Bancshares Inc (NASDAQ-BWB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Bridgewater Bancshares Inc (NASDAQ-BWB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Bridgewater Bancshares Inc (NASDAQ-BWB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, Bridgewater Bancshares Inc (NASDAQ-BWB) has a Buy consensus, with 2 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 1
Sell 0
FAQ Fast Investor Answers

Bridgewater Bancshares Inc (NASDAQ-BWB) Stock FAQ

Quick answers about Bridgewater Bancshares Inc (NASDAQ-BWB) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$21.03
Estimated downside 3.5%
Valuation Rating
Overvalued
Estimated downside of 3.5%
Analyst Target
$22.75
Implied upside 4.4%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Bridgewater Bancshares Inc (NASDAQ-BWB) is $21.03. This implies an estimated downside of 3.5% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 3.5% versus the current market price.

The available analyst price target for Bridgewater Bancshares Inc (NASDAQ-BWB) is $22.75. The analyst target implies estimated upside of 4.4%.

The current financial health read for Bridgewater Bancshares Inc (NASDAQ-BWB) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Bridgewater Bancshares Inc (NASDAQ-BWB) is July 21, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for Bridgewater Bancshares Inc (NASDAQ-BWB) is 12.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Bridgewater Bancshares Inc is 612 M.

The ticker symbol for Bridgewater Bancshares Inc is NASDAQ-BWB, and the stock is listed on NASDAQ.

Bridgewater Bancshares Inc (NASDAQ-BWB) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Bridgewater Bancshares Inc is 40.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Bridgewater Bancshares Inc is 79.7%. Free float helps investors understand how much of the share base is available for public trading.