Mainstreet Bank (MNSB)

MainStreet Bancshares, Inc. is a financial services company that serves as the bank holding company for MainStreet Bank, a Virginia-based community bank. Through its banking operations, the company provides deposit products, including checking, savings, money market, sweep accounts, and certificates of deposit, along with cash management and other treasury-related services. It also offers lending solutions for commercial, real estate, and consumer borrowers, including business working capital, acquisition, construction, residential real estate, and overdraft protection loans.

The bank serves individuals, small and medium-sized businesses, and professional service organizations, with branch locations in Herndon, Fairfax, McLean, Clarendon, Leesburg, and Middleburg, Virginia, as well as Washington, D.C. MainStreet Bancshares was incorporated in 2003 and is headquartered in Fairfax, Virginia.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-MNSB
$23.83
0.2% Upside
Fair
$27.50
15.6% Upside
Fair
Fair
0.4
1.6%
October 20, 2026
10.7x
0.9x
2.3x
167.9 M
29.1%
69.8%
-1.5
104.2%
Valuation • Fair Value

Mainstreet Bank (NASDAQ-MNSB) Fair Value by Valuation Model

Compare the primary fair value estimate for Mainstreet Bank (NASDAQ-MNSB) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$23.83

Estimated upside of 0.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$24.45

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$23.83

Comparable-company valuation reference.

Analyst Price Target

$27.50

Analysts imply upside of 15.6%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Mainstreet Bank (NASDAQ-MNSB) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Mainstreet Bank (NASDAQ-MNSB)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

72.222 M

Current operating scale indicator.

Revenue Forecast

85.7 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Mainstreet Bank (NASDAQ-MNSB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Mainstreet Bank (NASDAQ-MNSB)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

FCF / Net Income

104.2%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Mainstreet Bank (NASDAQ-MNSB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Mainstreet Bank (NASDAQ-MNSB)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

October 20, 2026

Days to Earnings

91

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

1.6%

Income yield reference.

Upcoming Dividend

0.4

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Mainstreet Bank (NASDAQ-MNSB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Mainstreet Bank (NASDAQ-MNSB) Stock Forecast & Technical Outlook

Review Mainstreet Bank (NASDAQ-MNSB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Mainstreet Bank (NASDAQ-MNSB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Mainstreet Bank (NASDAQ-MNSB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Mainstreet Bank (NASDAQ-MNSB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Buy

The weekly technical read for Mainstreet Bank (NASDAQ-MNSB) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Mainstreet Bank (NASDAQ-MNSB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Mainstreet Bank (NASDAQ-MNSB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Mainstreet Bank (NASDAQ-MNSB) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ Fast Investor Answers

Mainstreet Bank (NASDAQ-MNSB) Stock FAQ

Quick answers about Mainstreet Bank (NASDAQ-MNSB) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$23.83
Estimated upside 0.2%
Valuation Rating
Near Fair Value
Price is close to fair value
Analyst Target
$27.50
Implied upside 15.6%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Mainstreet Bank (NASDAQ-MNSB) is $23.83. This implies an estimated upside of 0.2% versus the current market price.

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

The available analyst price target for Mainstreet Bank (NASDAQ-MNSB) is $27.50. The analyst target implies estimated upside of 15.6%.

The current financial health read for Mainstreet Bank (NASDAQ-MNSB) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Mainstreet Bank (NASDAQ-MNSB) is October 20, 2026.

Based on the current data, dividend yield is 1.6%, upcoming dividend amount is 0.4.

The current P/E ratio listed for Mainstreet Bank (NASDAQ-MNSB) is 10.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Mainstreet Bank is 167.9 M.

The ticker symbol for Mainstreet Bank is NASDAQ-MNSB, and the stock is listed on NASDAQ.

Mainstreet Bank (NASDAQ-MNSB) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Mainstreet Bank is 29.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Mainstreet Bank is 69.8%. Free float helps investors understand how much of the share base is available for public trading.