Bayfirst Financial Corp (BAFN)
BayFirst Financial Corp. is a financial holding company for BayFirst National Bank, a community bank serving small and medium-sized businesses and individual customers. Through its banking operations, the company provides deposit products including checking and savings accounts, money market accounts, negotiable order of withdrawal accounts, certificates of deposit, individual retirement accounts, and safety deposit boxes. Its lending activities include commercial real estate, construction and development, working capital, business, auto, boat, and recreational vehicle loans, along with residential mortgages, personal lines of credit, and home equity lines of credit. BayFirst also offers digital and transaction services such as internet, mobile, and online banking, treasury management, wire transfers, cash management, merchant processing, remote deposit capture, lock box services, night depositor, courier, online bill payment, ACH origination, and retail investment services. The company operates full-service banking centers in Pinellas, Hillsborough, Manatee, and Sarasota counties in Florida. Founded in 1999 and headquartered in Saint Petersburg, Florida, it was previously known as First Home Bancorp, Inc. before adopting its current name in May 2021.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NASDAQ-BAFN
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$6.47
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15.1% Upside
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Fair
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—
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—
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—
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Weak
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—
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—
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5.6%
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July 30, 2026
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-0.8x
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0.3x
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0.7x
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23.368 M
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—
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34.5%
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85.7%
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-2.1
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-2.5%
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-696.4%
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