ACNB Corporation (ACNB)

Featured in Small-Cap Stocks

ACNB Corporation is a financial holding company whose common stock is listed on the NASDAQ exchange under the symbol ACNB. Through its banking, insurance, and financial services businesses, the company serves individual, business, and government customers in the United States. Its banking activities include deposit products such as checking, savings, and money market accounts, along with time deposits and debit cards. ACNB also provides a range of lending services, including commercial mortgages, real estate development and construction financing, agricultural and government loans, consumer credit products, and mortgage programs. Beyond banking, the company offers wealth management, investment advisory, retail brokerage, trust-related services, and online, telephone, mobile, and ATM banking access. Founded in 1857 and headquartered in Gettysburg, Pennsylvania, ACNB also provides property and casualty, health, life, and disability insurance products.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-ACNB
$67.89
12.2% Upside
Fair
$59.67
-1.4% Downside
Fair
Great
3.68
2.5%
July 23, 2026
12.1x
1.5x
3.9x
619.9 M
31.7%
96.0%
-1.4
29.3%
154.0%
Valuation • Fair Value

ACNB Corporation (NASDAQ-ACNB) Fair Value by Valuation Model

Compare the primary fair value estimate for ACNB Corporation (NASDAQ-ACNB) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$67.89

Estimated upside of 12.2% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$55.44

Classic Ben Graham valuation formula reference.

DDM Fair Value

$91.37

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$52.23

Comparable-company valuation reference.

Analyst Price Target

$59.67

Analysts imply downside of 1.4%.

How to read these valuation models

Use this section to compare the primary fair value estimate for ACNB Corporation (NASDAQ-ACNB) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for ACNB Corporation (NASDAQ-ACNB)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

158.9 M

Current operating scale indicator.

Revenue Forecast

168 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review ACNB Corporation (NASDAQ-ACNB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for ACNB Corporation (NASDAQ-ACNB)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Great

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.4

Lower score that deserves closer risk review.

FCF / Net Income

154.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for ACNB Corporation (NASDAQ-ACNB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for ACNB Corporation (NASDAQ-ACNB)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 23, 2026

Days to Earnings

2

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

2.5%

Income yield reference.

Upcoming Dividend

3.68

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

29.3%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for ACNB Corporation (NASDAQ-ACNB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

ACNB Corporation (NASDAQ-ACNB) Stock Forecast & Technical Outlook

Review ACNB Corporation (NASDAQ-ACNB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for ACNB Corporation (NASDAQ-ACNB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for ACNB Corporation (NASDAQ-ACNB) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for ACNB Corporation (NASDAQ-ACNB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for ACNB Corporation (NASDAQ-ACNB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for ACNB Corporation (NASDAQ-ACNB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for ACNB Corporation (NASDAQ-ACNB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, ACNB Corporation (NASDAQ-ACNB) has a Hold consensus, with 1 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 2
Sell 0
FAQ Fast Investor Answers

ACNB Corporation (NASDAQ-ACNB) Stock FAQ

Quick answers about ACNB Corporation (NASDAQ-ACNB) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$67.89
Estimated upside 12.2%
Valuation Rating
Undervalued
Estimated upside of 12.2%
Analyst Target
$59.67
Implied downside 1.4%
Financial Health
Great
Current financial-health read

The current fair value estimate for ACNB Corporation (NASDAQ-ACNB) is $67.89. This implies an estimated upside of 12.2% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 12.2% versus the current market price.

The available analyst price target for ACNB Corporation (NASDAQ-ACNB) is $59.67. The analyst target implies estimated downside of 1.4%.

The current financial health read for ACNB Corporation (NASDAQ-ACNB) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for ACNB Corporation (NASDAQ-ACNB) is July 23, 2026.

Based on the current data, dividend yield is 2.5%, upcoming dividend amount is 3.68.

The current P/E ratio listed for ACNB Corporation (NASDAQ-ACNB) is 12.1x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for ACNB Corporation is 619.9 M.

The ticker symbol for ACNB Corporation is NASDAQ-ACNB, and the stock is listed on NASDAQ.

ACNB Corporation (NASDAQ-ACNB) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for ACNB Corporation is 31.7%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for ACNB Corporation is 96.0%. Free float helps investors understand how much of the share base is available for public trading.