Exzeo Group Inc (XZO)


Exzeo Group Inc. is a common stock listing on the NYSE under the ticker XZO. The company provides technology and operations solutions for property and casualty insurance carriers and agents, with a focus on an Insurance-as-a-Service platform. Its offering supports core insurance workflows, including quoting and underwriting, policy administration, claims processing management, data reporting, and financial reporting. Formerly known as TypTap Insurance Group, Inc., Exzeo was founded in 2012 and is based in Tampa, Florida. Exzeo Group operates as a subsidiary of HCI Group, Inc.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-XZO
$15.09
-4.2% Downside
Fair
$26
65.1% Upside
Bargain
Great
0.0%
August 6, 2026
17.5x
5.2x
6.3x
1.482 B
1.109 B
0.5%
13.6%
10.7
126.7%
Valuation • Fair Value

Exzeo Group Inc (NYSE-XZO) Fair Value by Valuation Model

Compare the primary fair value estimate for Exzeo Group Inc (NYSE-XZO) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$15.09

Estimated downside of 4.2% versus the current market price.

Fair Value Confidence

Low

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$9.98

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$15.09

Comparable-company valuation reference.

Analyst Price Target

$26

Analysts imply upside of 65.1%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Exzeo Group Inc (NYSE-XZO) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Exzeo Group Inc (NYSE-XZO)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

226.5 M

Current operating scale indicator.

Revenue Forecast

235.9 M

Forward revenue estimate.

EBITDA

116.6 M

Current operating profitability reference.

EBITDA Forecast

118.6 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Exzeo Group Inc (NYSE-XZO) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Exzeo Group Inc (NYSE-XZO)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Great

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

10.7

Relatively strong balance-sheet zone.

FCF / Net Income

126.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Exzeo Group Inc (NYSE-XZO). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Exzeo Group Inc (NYSE-XZO)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 6, 2026

Days to Earnings

16

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Exzeo Group Inc (NYSE-XZO), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Exzeo Group Inc (NYSE-XZO) Stock Forecast & Technical Outlook

Review Exzeo Group Inc (NYSE-XZO) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Exzeo Group Inc (NYSE-XZO) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Exzeo Group Inc (NYSE-XZO) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Exzeo Group Inc (NYSE-XZO) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Exzeo Group Inc (NYSE-XZO) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Neutral

The monthly technical read for Exzeo Group Inc (NYSE-XZO) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Exzeo Group Inc (NYSE-XZO)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Exzeo Group Inc (NYSE-XZO) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ Fast Investor Answers

Exzeo Group Inc (NYSE-XZO) Stock FAQ

Quick answers about Exzeo Group Inc (NYSE-XZO) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$15.09
Estimated downside 4.2%
Valuation Rating
Overvalued
Estimated downside of 4.2%
Analyst Target
$26
Implied upside 65.1%
Financial Health
Great
Current financial-health read

The current fair value estimate for Exzeo Group Inc (NYSE-XZO) is $15.09. This implies an estimated downside of 4.2% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 4.2% versus the current market price.

The available analyst price target for Exzeo Group Inc (NYSE-XZO) is $26. The analyst target implies estimated upside of 65.1%.

The current financial health read for Exzeo Group Inc (NYSE-XZO) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Exzeo Group Inc (NYSE-XZO) is August 6, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for Exzeo Group Inc (NYSE-XZO) is 17.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Exzeo Group Inc is 1.482 B.

The current enterprise value listed for Exzeo Group Inc is 1.109 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Exzeo Group Inc is NYSE-XZO, and the stock is listed on NYSE.

Exzeo Group Inc (NYSE-XZO) is listed on NYSE.

The current debt-to-total-capital ratio listed for Exzeo Group Inc is 0.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Exzeo Group Inc is 13.6%. Free float helps investors understand how much of the share base is available for public trading.