Back to Results

HCI Group Inc (HCI)

Featured in Rapid Revenue Growth

HCI Group, Inc. is a Tampa, Florida-based company incorporated in 2006 and listed on the NYSE as common stock under the ticker HCI. Through its subsidiaries, it operates in the U.S. property and casualty insurance sector. The company’s activities are organized across Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate. Its insurance business focuses on homeowners’ property and casualty coverage, while related services include claim adjusting and processing. Through the Exzeo platform, HCI Group provides technology and operations solutions for property and casualty insurers and their agents, including tools such as SAMS, a web-based policy management system, Harmony for policy administration, ClaimColony for claims management, and AtlasViewer for mapping and data visualization. The company also participates in reciprocal exchange operations and develops commercial properties for investment purposes. HCI Group was previously known as Homeowners Choice, Inc. before adopting its current name in 2013.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-HCI
$166.52
-7.0% Downside
Fair
$238.33
33.2% Upside
Undervalued
Excellent
August 21, 2026
September 18, 2026
1.6
0.9%
August 6, 2026
7.8x
2.1x
2.5x
2.294 B
419.3 M
2.8%
85.6%
2.3
6.7%
147.7%
Send a message
Valuation • Fair Value

HCI Group Inc (NYSE-HCI) Fair Value by Valuation Model

Compare the primary fair value estimate for HCI Group Inc (NYSE-HCI) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$166.52

Estimated downside of 7.0% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$252.54

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$166.52

Comparable-company valuation reference.

Analyst Price Target

$238.33

Analysts imply upside of 33.2%.

How to read these valuation models

Use this section to compare the primary fair value estimate for HCI Group Inc (NYSE-HCI) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for HCI Group Inc (NYSE-HCI)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

927.4 M

Current operating scale indicator.

Revenue Forecast

964.8 M

Forward revenue estimate.

EBITDA

460.8 M

Current operating profitability reference.

EBITDA Forecast

370.3 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review HCI Group Inc (NYSE-HCI) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for HCI Group Inc (NYSE-HCI)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Excellent

Positive financial-health read.

Piotroski Score

8

Relatively strong quality score.

Beneish M-Score

-2.98

No elevated caution signal from this screen.

Altman Z-Score

2.3

Intermediate risk zone.

FCF / Net Income

147.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for HCI Group Inc (NYSE-HCI). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for HCI Group Inc (NYSE-HCI)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 6, 2026

Days to Earnings

16

Dividend Payment Date

September 18, 2026

Ex-Dividend Date

August 21, 2026

Dividend Yield

0.9%

Income yield reference.

Upcoming Dividend

1.6

Upcoming distribution amount.

Payment Type

Cash

Distribution type as reported in the data.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

6.7%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for HCI Group Inc (NYSE-HCI), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

HCI Group Inc (NYSE-HCI) Stock Forecast & Technical Outlook

Review HCI Group Inc (NYSE-HCI) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for HCI Group Inc (NYSE-HCI) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for HCI Group Inc (NYSE-HCI) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Buy

The daily technical read for HCI Group Inc (NYSE-HCI) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for HCI Group Inc (NYSE-HCI) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for HCI Group Inc (NYSE-HCI) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for HCI Group Inc (NYSE-HCI)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, HCI Group Inc (NYSE-HCI) has a Strong Buy consensus, with 3 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 3
Hold 1
Sell 0
FAQ • Fast Investor Answers

HCI Group Inc (NYSE-HCI) Stock FAQ

Quick answers about HCI Group Inc (NYSE-HCI) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$166.52
Estimated downside 7.0%
Valuation Rating
Overvalued
Estimated downside of 7.0%
Analyst Target
$238.33
Implied upside 33.2%
Financial Health
Excellent
Current financial-health read

The current fair value estimate for HCI Group Inc (NYSE-HCI) is $166.52. This implies an estimated downside of 7.0% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 7.0% versus the current market price.

The available analyst price target for HCI Group Inc (NYSE-HCI) is $238.33. The analyst target implies estimated upside of 33.2%.

The current financial health read for HCI Group Inc (NYSE-HCI) is Excellent. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for HCI Group Inc (NYSE-HCI) is August 6, 2026.

Based on the current data, dividend yield is 0.9%, upcoming dividend amount is 1.6, ex-dividend date is August 21, 2026, payment date is September 18, 2026.

The current P/E ratio listed for HCI Group Inc (NYSE-HCI) is 7.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for HCI Group Inc is 2.294 B.

The current enterprise value listed for HCI Group Inc is 419.3 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for HCI Group Inc is NYSE-HCI, and the stock is listed on NYSE.

HCI Group Inc (NYSE-HCI) is listed on NYSE.

The current debt-to-total-capital ratio listed for HCI Group Inc is 2.8%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for HCI Group Inc is 85.6%. Free float helps investors understand how much of the share base is available for public trading.

Similar Insurance Stocks on NYSE View more

Chubb Ltd (CB) Chubb Ltd (CB)
Progressive Corp (PGR) Progressive Corp (PGR)
Marsh & McLennan Companies Inc (MRSH) Marsh & McLennan Companies Inc (MRSH)
Aon PLC (AON) Aon PLC (AON)
Travelers Companies (TRV) Travelers Companies (TRV)
Manulife Financial Corp (MFC) Manulife Financial Corp (MFC)
Allstate Corp (ALL) Allstate Corp (ALL)
Allstate Corp Pref Series B (ALL_pb) Allstate Corp Pref Series B (ALL_pb)
Arthur J Gallagher & Co (AJG) Arthur J Gallagher & Co (AJG)
Aflac Inc (AFL) Aflac Inc (AFL)
MetLife Inc (MET) MetLife Inc (MET)
Metlife Inc Pref (MET_pa) Metlife Inc Pref (MET_pa)
Sun Life Financial Inc. (SLF) Sun Life Financial Inc. (SLF)
American International Group Inc (AIG) American International Group Inc (AIG)
Prudential Financial Inc (PRS) Prudential Financial Inc (PRS)
Prudential Financial Inc (PRU) Prudential Financial Inc (PRU)
Prudential Financial Inc Preferred (PFH) Prudential Financial Inc Preferred (PFH)
Hartford Financial Services Group (HIG) Hartford Financial Services Group (HIG)
Prudential Public Limited Company (PUK) Prudential Public Limited Company (PUK)
W. R. Berkley Corp (WRB) W. R. Berkley Corp (WRB)
W. R. Berkley Corp Pref Series E (WRB_pe) W. R. Berkley Corp Pref Series E (WRB_pe)
W. R. Berkley Corp Pref Series F (WRB_pf) W. R. Berkley Corp Pref Series F (WRB_pf)
Markel Group Inc (MKL) Markel Group Inc (MKL)
Loews Corp (L) Loews Corp (L)